115 Carmel Dr, Mandeville, LA 70448 Property Records

St. Tammany Parish property record for 115 Carmel Dr, Mandeville, LA 70448

Property Summary

Property Type	Single Family Home
Details	2,359 sqft · built 1998
Owner	Individual Name on Record
Last Sale	$313,900 (Jul 2020)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2020 Sale & Mortgage
APN	`112-125-3255`

Property Details

APN / Parcel Number

Primary APN	`112-125-3255`
Alternative APN	`50041`

Interior

Building Area	2,359 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	112-125-3255
Street Address	115 CARMEL DR
City	MANDEVILLE
State	LA
Zip	70448-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY LT119 PH2B
Legal Subdivision	MONTEREY
Legal Phase	2B
Legal Lot Number	119
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	10
Census Block Group	1
Census Block	1027
Census Tract	41211

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	115 CARMEL DR, MANDEVILLE, LA 70448-4128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 27, 2020	Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	2217108
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	115 CARMEL DR, MANDEVILLE, LA 70448-4128
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002402070
Date	Feb 28, 2024
Instrument	2402070

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jan 1, 2064

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 27, 2020
Property Address	115 CARMEL DR, MANDEVILLE, LA 70448-4128
Document Number	0002217108
Map Reference	MAP 1402
Instrument Date	Jul 24, 2020
Instrument	2217108
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	CRESCENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3433 HIGHWAY 190, MANDEVILLE, LA 70471-3101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CARMEL DR, MANDEVILLE, LA 70448-4128

Mortgage

Document Number	0002217111
Date	Jul 27, 2020
Instrument	2217111

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,864.00 (-3.5%) Homeowner's exemption	$30,999 (-) Land $4,200 Building $26,799	$309,992 (-) Land $42,000 Building $267,992
2024	$2,968.00 (+14.95%) Homeowner's exemption	$30,999 (+16.2%) Land $4,200 Building $26,799	$309,992 (+16.2%) Land $42,000 Building $267,992
2023	$2,582.00 Homeowner's exemption	$26,677 (-) Land $4,200 Building $22,477	$266,770 (-) Land $42,000 Building $224,770
2022	$2,582.00 Homeowner's exemption	$26,677 Land $4,200 Building $22,477	$266,770 Land $42,000 Building $224,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 222 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	222 in force
Nearby Flood Claims	195 (1995–2024)
Claims Outside the SFHA	149 of 195
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Aug 2016 · 9 claims Hurricane Gustav, Sep 2008 · 7 claims Hurricane Katrina, Aug 2005 · 145 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAHTA MOBILE HOME PARK private · serves 180 people · EPA ID LA1103125
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	MAGNOLIA-MONTEREY SUBDIVISION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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