St. Charles County property record for 115 Cardow Dr, O Fallon, MO 63368 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,251 sqft · built 2021 |
| Lot Size | 0.045 acres (1,956 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,900 (Nov 2021) |
| Tax Bill | $3,487 (2025) |
| Deeds & Mortgages | May 2022 Sale Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T222000234 |
| Primary APN | T222000234 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,251 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 544 sqft |
| Basement Area | 544 sqft |
| Finished Basement | 163 sqft |
| Unfinished Basement | 381 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,956 sqft (0.045 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | T222000234 |
|---|---|
| Street Address | 115 CARDOW DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-5624 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | STREETS OF CALEDONIA #5 LOT 167 |
| Legal Subdivision | STREETS OF CALEDONIA #5 |
| Legal Lot Number | 167 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 312207 |
Source: St. Charles County records · APN T222000234
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 CARDOW DR, O FALLON, MO 63368-5624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Beneficiary Deed, Transfer |
| Nov 01, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DAS ACQUISITION |
| Nov 09, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2021 · Amount on Record |
| Deed Sale | Nov 01, 2021 · Amount on Record |
| Deed Document Number | 202189848 |
| Last Transfer Date | May 10, 2022 |
| Transfer Doc | 0000027644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 16, 2022 |
| Property Address | 115 CARDOW DR, O FALLON, MO 63368-5624 |
| Document Number | 0000027644 |
| Map Reference | DOC 2021R-055647 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022R-027644 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 GRAYGATE CT, 204, LAKE SAINT LOUIS, MO 63367-4359 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 204 GRAYGATE CT, LAKE SAINT LOUIS, MO 63367-4359 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 01, 2021 |
| Property Address | 115 CARDOW DR, O FALLON, MO 63368-5624 |
| Document Number | 0000089848 |
| Map Reference | DOC 2021R-055647 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021R-089848 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 04, 2022 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 3940, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 204 GRAYGATE CT, LAKE SAINT LOUIS, MO 63367-4359 |
| Document Number | 0000089849 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021R-089849 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 09, 2021 |
| Property Address | 115 CARDOW DR, O FALLON, MO 63368-5624 |
| Document Number | 0000092419 |
| Map Reference | DOC 2021R-055647 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021R-092419 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 CARDOW DR, O FALLON, MO 63368-5624 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,312 (-) | $275,324 (-) Building $275,324 | |
| 2025 | $3,487.00 | $52,312 (+0.52%) | $275,324 (+0.52%) |
| 2023 | $52,043 | ||
| 2022 | $273,908 Building $273,908 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum, Cable One, WH i3B Bidco LLC/WH i3B Topco, Gateway Fiber Holdings, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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