115 Camden Ave, Camden, NC 27921 Property Records

Camden County property record for 115 Camden Ave, Camden, NC 27921

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,977 sqft · built 1947
Lot Size	0.635 acres (27,661 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Feb 2023)
Tax Bill	$2,798 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03.8943.04.93.2350.0000`

Property Details

APN / Parcel Number

Primary APN	`03.8943.04.93.2350.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,977 sqft Living Area
1st Floor Area	1,977 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,661 sqft (0.635 acres)
Lot Dimensions	277 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	96 sqft
Storage Building	Storage Building
Boat House	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric
Heating Fuel	Coal

Location & Zoning

Street Address	115 CAMDEN AVE
City	CAMDEN
State	NC
Zip	27921-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R32
Legal Description	HOMEPLACE
Legal Subdivision	PINEWOOD SHORES
Jurisdiction	CAMDEN NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2010
Census Tract	950102

Owner

115 Camden Ave is owned and occupied by two individuals who bought it in February 2023.

Source: Camden County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 CAMDEN AVE, CAMDEN, NC 27921-9009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 1, 2023	Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Oct 22, 2019 · Amount on File
Deed Document Number	2023215841
Deed Book / Page	432 / 820
Prior Transfer Date	Nov 7, 2013
Prior Transfer Doc	000322/507
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Recording Date	May 20, 2026
Property Address	115 CAMDEN AVE, CAMDEN, NC 27921-9009
Document Number	0000221558
Book / Page	469 / 346
Instrument Date	May 15, 2026
Instrument	2026221558
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CAMDEN AVE, CAMDEN, NC 27921-9009

Mortgage

Document Number	0000221558,
Date	May 20, 2026
Book Page	469/346
Instrument	2026221558

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Feb 1, 2023
Property Address	115 CAMDEN AVE, CAMDEN, NC 27921-9009
Document Number	000432/820
Book / Page	432 / 820
Map Reference	MB 33 PG 467
Instrument Date	Jan 23, 2023
Instrument	215841
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 CEDAR ST, ELIZABETH CITY, NC 27909-3758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CAMDEN AVE, CAMDEN, NC 27921-9009

Mortgage

Document Number	0000215842
Date	Feb 1, 2023
Instrument	215842

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Oct 22, 2019
Property Address	115 CAMDEN AVE, CAMDEN, NC 27921-9009
Document Number	000382/199
Book / Page	0382 / 199
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CAMDEN AVE, CAMDEN, NC 27921-9009

Mortgage

Document Number	0000382206
Date	Oct 22, 2019
Instrument	0382/206

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 115 Camden Ave was $2,798, down 4.2% from the year before.

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,798.00 (-4.24%)	$378,048 (-) Land $173,450 Building $204,598	$378,048
2025	$2,922.00	$378,048 Land $173,450 Building $204,598
2023		$378,048 Land $173,450 Building $204,598	$378,048 Land $173,450 Building $204,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Camden Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	17 (1999–2020)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Camden Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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