Scott County property record for 115 Byakoa Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,333 sqft · built 2003 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jan 2019) |
| Tax Bill | $1,766 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 191-30-250.000 |
| Primary APN | 191-30-250.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,333 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 115 BYAKOA LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHFIELD FARMS |
| Legal Subdivision | RICHFIELD FARMS |
| Legal Block | A |
| Legal Lot Number | 9 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40205 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Sep 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Jan 3, 2019 | Warranty Deed, Transfer · FHA Mortgage CENTURY LENDING CO |
| Sep 18, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 5, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2019 · Amount on Record |
| Deed Sale | Jan 3, 2019 · Amount on Record |
| Prior Sale | Sep 18, 2017 · Amount on Record |
| Deed Document Number | 2019395362 |
| Deed Book / Page | 402 / 680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 115 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1670/431 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | M1670/431 |
| Instrument | 449862 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 115 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1319/164 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | M1319/164 |
| Instrument | 364042 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, KY 40324 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 115 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | M1358/457 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | M1358/457 |
| Instrument | 374726 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 3, 2019 |
| Property Address | 115 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Document Number | D402/680 |
| Book / Page | D402 / 680 |
| Map Reference | CAB 7 SL 84 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 395362 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | EXECUTIVE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 BYAKOA LN, 115, GEORGETOWN, KY 40324-8769 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Document Number | 395363 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 395363 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Number | 0M1424/304 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | M1424/304 |
| Instrument | 395364 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2029 |
| Rate | 10% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 18, 2017 |
| Property Address | 115 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Document Number | D390/732 |
| Book / Page | D390 / 732 |
| Map Reference | CAB7 SL84 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 374725 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $142.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 717 MOUNT VERNON DR, 717, LEXINGTON, KY 40502-2219 |
| Name | Verified Name |
|---|---|
| Address | 115 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 5, 2017 |
| Property Address | 115 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Document Number | D384/058 |
| Book / Page | D384 / 058 |
| Map Reference | CAB7 SL84 |
| Instrument Date | Dec 22, 2016 |
| Instrument | 364041 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,300 (-) | $198,300 (-) | |
| 2025 | $1,766.00 (+9.28%) | $198,300 (+11.22%) | $198,300 (+11.22%) |
| 2023 | $1,616.00 (+8.97%) | $178,300 (+4.27%) Land $35,000 Building $143,300 | $178,300 (+4.27%) Land $35,000 Building $143,300 |
| 2022 | $1,483.00 | $171,000 Land $33,000 Building $138,000 | $171,000 Land $33,000 Building $138,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures