115 Bufflehead Ct, Chester, MD 21619 Property Records

Queen Anne's County property record for 115 Bufflehead Ct, Chester, MD 21619

Property Summary

Property Type	Condominium
Details	2 ba · 1,069 sqft · built 1994
Lot Size	0.021 acres (954 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Nov 2024)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-102495`

Property Details

APN / Parcel Number

Primary APN	`04-102495`
Alternative APNs	`4102495` `102495`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,069 sqft Total Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	954 sqft (0.021 acres)
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	102495
Street Address	115 BUFFLEHEAD CT
City	CHESTER
State	MD
Zip	21619-2262
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR
Legal Description	UNIT H - BUILDING 20 PHASE 8 BAYSIDE CONDOS
Legal Subdivision	BAYSIDE CONDOMINIUM
Legal Phase	8
Legal Block	20
Legal Lot Number	H
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	3
Census Block	3011
Census Tract	810800

Owner

Source: Queen Anne's County records · APN 04-102495

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	115 BUFFLEHEAD CT, H, CHESTER, MD 21619-2262
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2024 · Amount on Record
Deed Sale	Nov 07, 2024 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Record Updated	Sep 20, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Dec 21, 2017
Property Address	115 BUFFLEHEAD CT, CHESTER, MD 21619-2262
Document Number	0028250251
Book / Page	002825 / 000251
Instrument Date	Dec 03, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ADVANTAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BUFFLEHEAD CT #H CHESTER MD 216192262, H, CHESTER, MD 21619-2262

Mortgage

Document Number	28250258
Date	Dec 21, 2017
Book Page	002825/000258

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,000 (+14.63%) Land $95,000 Building $140,000	$235,000 (+14.63%) Land $95,000 Building $140,000
2025	$2,120.00 (+9.79%)
2023	$1,931.00 Homeowner's exemption	$205,000 Land $90,000 Building $115,000	$205,000 Land $90,000 Building $115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 25, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	125 units insured incl. 101 condo units
Nearby Flood Claims	67 (1979–2020)
Claims Outside the SFHA	19 of 67
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 21 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Cogeco Cable Holdings II Cable	1,000 / 50

May also be available: ALTIUS Communications.

Based on FCC filings for 143 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STEVENSVILLE serves 9,155 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.