115 Buckingham Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 115 Buckingham Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,193 sqft · built 1923
Lot Size	0.201 acres (8,751 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (Jun 2023)
Tax Bill	$26,760 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03702-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`13-03702-0000-00022`
Alternative APN	`130370200022`

Interior

Stories	2 Stories
Building Area	2,193 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	175 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	130370200022
Street Address	115 BUCKINGHAM RD
City	MONTCLAIR
State	NJ
Zip	07043-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X175
Legal Block	3702
Legal Lot Number	22
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3004
Census Tract	16200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HM LOANS
Jul 29, 2020	Grant Deed, Transfer ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Oct 7, 2014 · Amount on Record
Deed Document Number	202336191
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 15, 2023
Property Address	115 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2306
Document Number	0000036191
Instrument Date	Jun 7, 2023
Instrument	2023036191
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	RIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 E SHORE RD, NEW PRESTON, CT 06777-1619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2306

Mortgage

Document Number	0000036194
Date	Jun 15, 2023
Instrument	2023036194

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	115 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2306
Document Number	0000070400
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	SIMPLICITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BUCKINGHAM RD MONTCLAIR NJ 070432306, MONTCLAIR, NJ 07043-2306

Mortgage

Document Number	0000070400
Date	Jul 29, 2020
Instrument	70400

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 29, 2020
Property Address	115 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2306
Document Number	0000070399
Instrument Date	Apr 27, 2020
Instrument	70399
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	SIMPLICITY TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BUCKINGHAM RD MONTCLAIR NJ 070432306, MONTCLAIR, NJ 07043-2306

Mortgage

Document Number	70400
Date	Jul 29, 2020
Instrument	70400

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$761,100 (-) Land $393,800 Building $367,300	$761,100 (-) Land $393,800 Building $367,300
2025	$26,760.00 (+3.32%)	$761,100 (-) Land $393,800 Building $367,300	$761,100 (-) Land $393,800 Building $367,300
2024	$25,900.00 (+3.5%)
2023		$761,100 (-) Land $393,800 Building $367,300	$761,100 (-) Land $393,800 Building $367,300
2022	$25,024.00 (+1.76%)	$761,100 Land $393,800 Building $367,300	$761,100 Land $393,800 Building $367,300
2021	$24,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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