Polk County property record for 115 Broad St, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,060 sqft · built 2015 |
| Lot Size | 0.252 acres (10,968 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $286,381 (Dec 2015) |
| Tax Bill | $4,183 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-14-533502-000430 |
| Primary APN | 26-28-14-533502-000430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,060 sqft Living Area |
| Gross Area | 3,649 sqft |
| 1st Floor Area | 3,060 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,968 sqft (0.252 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 589 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 340 sqft |
| Street Address | 115 BROAD ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMPTON COVE PB 147 PG 16-18 LOT 43 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 14 |
| Legal Subdivision | HAMPTON COVE |
| Legal Tract | 533502 |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12802 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 BROAD ST, WINTER HAVEN, FL 33881-9008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2015 · Amount on Record |
| Deed Sale | Dec 2, 2015 · Amount on Record |
| Prior Sale | Aug 4, 2015 · Amount on Record |
| Deed Document Number | 2015216360 |
| Deed Book / Page | 9689 / 290 |
| Record Updated | Sep 20, 2026 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,183.00 (+5.82%) Homeowner's exemption | $268,460 (+5.99%) | $395,558 (-9.24%) Land $70,000 Building $325,558 |
| 2023 | $3,953.00 (+2.73%) Homeowner's exemption | $253,295 (+3%) | $435,818 (+18.76%) Land $68,000 Building $367,818 |
| 2022 | $3,848.00 Homeowner's exemption | $245,917 | $366,963 Land $56,000 Building $310,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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