115 Broad St, Augusta, GA 30901 Property Records

Augusta-Richmond County Consolidated Government property record for 115 Broad St, Augusta, GA 30901

Property Summary

Property Type	Commercial Vacant Land
Details	9,946 sqft · built 1921
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Jan 2025)
Tax Bill	$8,042 (2026)
Deeds & Mortgages	Apr 2026 Construction Loan Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`048-1-004-00-0`

Property Details

APN / Parcel Number

Primary APN	`048-1-004-00-0`
Alternative APNs	`31699` `24371`

Interior

Units	12 Units
Stories	1 Story
Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	23,087 sqft (0.53 acres)
Porch	Open Porch
Porch Area	1,068 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 BROAD ST
City	AUGUSTA
State	GA
Zip	30901-1556
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	R-3B
Legal Description	115 BROAD ST
Legal Subdivision	OLDE TOWN_PINCHED GUT
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1008
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pinched Gut Historic District listed 1980 · 593 contributing resources · NRIS 80001228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 BROAD ST, AUGUSTA, GA 30901-1556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Construction Mortgage OAKTREE FUNDING
Apr 4, 2024	Deed of Trust, Mortgage · VA Mortgage FARMERS STATE BANK
Sep 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jan 31, 2025	Warranty Deed, Transfer · Conventional Mortgage HARPER EDWARD A JR
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	Apr 21, 2006 · Amount on Record
Deed Document Number	2025D2024-002756
Deed Book / Page	1954 / 2399
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Recording Date	Apr 1, 2026
Property Address	115 BROAD ST, AUGUSTA, GA 30901-1556
Document Number	0000013580
Book / Page	2009 / 1749
Instrument Date	Mar 31, 2026
Instrument	202613580
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 OVERTON RD, AUGUSTA, GA 30904-3446

Mortgage

Document Number	0000013580,
Date	Apr 1, 2026
Book Page	2009/1749
Instrument	202613580

Lender

Name	OAKTREE FUNDING

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	115 BROAD ST, AUGUSTA, GA 30901-1556
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BROAD ST, AUGUSTA, GA 30901-1556

Mortgage

Document Number	0019210000002588
Date	Apr 4, 2024
Book Page	0000001921/0000002588
Instrument	2024011845

Lender

Name	FARMERS STATE BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	115 BROAD ST, AUGUSTA, GA 30901-1556
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BROAD ST, AUGUSTA, GA 30901-1556

Mortgage

Document Number	0019390000001680
Date	Sep 10, 2024
Book Page	0000001939/0000001680
Instrument	2024024428

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 1, 2031

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Jan 31, 2025
Property Address	115 BROAD ST, AUGUSTA, GA 30901-1556
Document Number	0019542399
Book / Page	1954 / 2399
Instrument Date	Jan 31, 2025
Instrument	D2024-002756
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6.65
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BROAD ST, AUGUSTA, GA 30901-1556

Mortgage

Document Number	2025002757
Date	Jan 31, 2025
Instrument	2025002757

Lender

Name	HARPER EDWARD A JR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2028

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	115 BROAD ST, AUGUSTA, GA 30901-1556
Document Number	0017091317
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 WALLACE WELLS CIR LINCOLNTON GA 308172853, LINCOLNTON, GA 30817-2853

Mortgage

Document Number	0017091317
Date	Dec 28, 2019
Book Page	001709/001317

Lender

Name	FARMERS ST BK
Type	Bank
Address	LINCOLNTON, GA 30817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,042.00 (-11.8%)
2025	$9,118.00 (+59.91%)	$305,100 (+49.03%) Land $9,235 Building $295,865	$762,750 (+49.03%) Land $23,087 Building $739,663
2023	$5,702.00 (-0.33%)	$204,719 (+11.5%) Land $9,235 Building $195,484	$511,796 (+11.5%) Land $23,087 Building $488,709
2022	$5,721.00	$183,600 Land $9,235 Building $174,365	$459,000 Land $23,087 Building $435,913

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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