115 Bonair Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 115 Bonair Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,495 sqft · built 2018
Lot Size0.33 acres (14,374 sqft)
Owner2 Individual Names on Record
Last Sale$386,300 (Apr 2018)
Tax Bill$6,194 (2025)
Deeds & MortgagesApr 2021 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027141-2350

Property Details

APN / Parcel Number

Primary APN027141-2350

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,495 sqft Living Area
Gross Area3,645 sqft
1st Floor Area2,495 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,374 sqft (0.33 acres)
Garage TypeAttached
Garage Area765 sqft
Parking Spaces3 Parking Spaces
PorchFinished Screened Porch
Porch Area495 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address115 BONAIR DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1896
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description76/80-94 ARBOR MILL PHASE ONE LOT 235 OR4525/240
Legal Range28E
Legal Township06S
Legal Section18
Legal SubdivisionARBOR MILL PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number235
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1033
Census Tract20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 BONAIR DR, SAINT AUGUSTINE, FL 32092-1896
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 11, 2019Deed of Trust, Mortgage
LOANDEPOT.COM LLC
Apr 3, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2018 · Amount on Record
Deed SaleApr 3, 2018 · Amount on Record
Prior SaleOct 1, 2016 · Amount on Record
Deed Document Number201821781
Deed Book / Page4525 / 240
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address115 BONAIR DR, SAINT AUGUSTINE, FL 32092-1896
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 BONAIR DR, SAINT AUGUSTINE, FL 32092-1896

Mortgage

Document Number0052461187
DateApr 23, 2021
Book Page5246/1187
Instrument2021045794
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address115 BONAIR DR, SAINT AUGUSTINE, FL 32092-1896
Document Number0048221464
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedNov 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 BONAIR DR ST AUGUSTINE FL 320921896, ST AUGUSTINE, FL 32092-1896

Mortgage

Document Number0048221464
DateOct 31, 2019
Book Page004822/001464
Instrument81274
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2049

April 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 3, 2018
Property Address115 BONAIR DR, SAINT AUGUSTINE, FL 32092-1896
Document Number0045250240
Book / Page004525 / 000240
Instrument DateMar 29, 2018
Instrument21781
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 11, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,704.10
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 BONAIR DR ST AUGUSTINE FL 320921896, ST AUGUSTINE, FL 32092-1896

Mortgage

Document Number45250242
DateApr 3, 2018
Book Page004525/000242
Instrument21782
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 2, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$488,738 (+2.07%) Land $110,000 Building $378,738$488,738 (+2.07%) Land $110,000 Building $378,738
2025$6,194.00 (+2.65%) Homeowner's exemption Disabled Person's exemption$478,846 (-5.25%)$478,846 (-5.25%) Land $100,000 Building $378,846
2024$6,034.00 (+0.38%) Homeowner's exemption Disabled Person's exemption$505,383 (-0.76%)$505,383 (-0.76%) Land $120,000 Building $385,383
2023$6,011.00 (+12.5%)$509,276 (+17.97%)$509,276 (+17.97%) Land $120,000 Building $389,276
2022$5,343.00$431,685$431,685 Land $100,800 Building $330,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 121 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims28 (2008–2024)
Claims Outside the SFHA6 of 28
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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