St. Mary Parish property record for 115 Bernard St, Patterson, LA 70392
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $80,900 (Apr 2020) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 2894301038.00 |
| Primary APN | 2894301038.00 |
|---|
| Street Address | 115 BERNARD ST |
|---|---|
| City | PATTERSON |
| State | LA |
| Zip | 70392-4305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 ANDREW J CALLAHAN SUBD NO 2 ACQ 397 334374 |
| Legal Subdivision | ANDREW J CALLAHAN SUBD NO 2 |
| Legal Lot Number | 3 |
| Jurisdiction | ST MARY LA |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 40700 |
Source: St. Mary Parish records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 BERNARD ST, PATTERSON, LA 70392-4305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA |
| Apr 23, 2020 | Deed, Transfer · Stand-Alone First Mortgage ASSURANCE FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Prior Sale | Jun 30, 2015 · Amount on Record |
| Deed Document Number | 334374 |
| Deed Book / Page | 397 / 41 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY LA |
| Property Address | 115 BERNARD ST, PATTERSON, LA 70392-4305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001704/22 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 1704/22 |
| Instrument | 364504 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY LA |
| Recording Date | Apr 23, 2020 |
| Property Address | 115 BERNARD ST, PATTERSON, LA 70392-4305 |
| Document Number | 0000397/41 |
| Book / Page | 397 / 41 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 334374 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 BELANGER ST, MORGAN CITY, LA 70380-2717 |
| Document Number | 0000351153 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 351153 |
| Name | ASSURANCE FINANCIAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Mary Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Mary Parish |
| Municipality | Patterson City |
| Unified School District | St. Mary Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,013.00 (+40.5%) Homeowner's exemption | $8,594 (+7.3%) Land $2,158 Building $6,436 | $85,940 (+7.3%) Land $21,580 Building $64,360 |
| 2023 | $721.00 Homeowner's exemption | $8,009 Land $2,158 Building $5,851 | $80,090 Land $21,580 Building $58,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 17 (1978–2024) |
| Claims Outside the SFHA | 16 of 17 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PATTERSON WATER SYSTEM serves 8,456 people · EPA ID LA1101006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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