115 Beech St, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 115 Beech St, Fernandina Beach, FL 32034

Property Summary

Property TypeMixed Use Store/Office
Details400 sqft · built 1998
Lot Size0.208 acres (9,075 sqft)
OwnerCompany Name on File
Last Sale$550,000 (Dec 2022)
Tax Bill$8,316 (2025)
Deeds & MortgagesDec 2022 Sale
Flood ZoneZone AE (high risk)
APN00-00-31-1800-0271-0131

Property Details

APN / Parcel Number

Primary APN00-00-31-1800-0271-0131

Interior

Plumbing Fixtures4 Plumbing Fixtures
Total Rooms3 Rooms
Stories2 Stories
Building Area400 sqft Base Area
1st Floor Area400 sqft
Office459 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1998
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area9,075 sqft (0.208 acres)
Lot Dimensions75 ft deep x 121 ft wide
Garage TypeCarport
CarportCarport
Carport Area396 sqft

Exterior Amenities

Deck Area57 sqft
Patio Area256 sqft
FenceFence
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address115 BEECH ST
CityFERNANDINA BEACH
StateFL
Zip32034-4294
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning CodeMU-1
Legal DescriptionBLK 271 PT LOTS 13,14,15,16, 20,21 & LOTS 17,18 & 19 IN OR 2609/1590 & N1/2 OF R/W ABND BY OR 668/1703 (EX PT IN OR 835/496)
Legal Range28E
Legal Township03N
Legal Section23
Legal SubdivisionCITY OF FDNA BEACH
Legal Block271
Legal Lot Number13 14
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group3
Census Block3004
Census Tract50103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fernandina Beach Historic District (Boundary Increase)
listed 1987 · 174 contributing resources · NRIS 87000195

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

115 Beech St, a commercial property, is owned by a company that bought it in December 2022.

Source: Nassau County records, as of January 26, 2026

Owner of RecordCompany Name on File
Mailing Address2057 S FLETCHER AVE, FERNANDINA BEACH, FL 32034-2331
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2022 · Amount on File
Deed SaleDec 22, 2022 · Amount on File
Deed Document Number202245041824
Deed Book / Page2609 / 1590
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateDec 22, 2022
Property Address115 BEECH ST, FERNANDINA BEACH, FL 32034-4294
Document Number0026091590
Book / Page2609 / 1590
Instrument DateDec 21, 2022
Instrument202245041824
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$3,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30 S 3RD ST, FERNANDINA BEACH, FL 32034-4207

Transferred To (Grantee/Buyer)

NameVerified Name
Address2057 S FLETCHER AVE, FERNANDINA BEACH, FL 32034-2331

Tax Assessment & Valuation

The 2025 property tax bill for 115 Beech St was $8,316, down 1.6% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityFernandina Beach City
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,316.00 (-1.55%)$461,475 (-) Land $461,192 Building $283$461,475 (-) Land $461,192 Building $283
2024$8,447.00 (-2.59%)$461,475 (-) Land $461,192 Building $283$461,475 (-) Land $461,192 Building $283
2023$8,672.00 (-3.01%)$461,475 (-44.98%) Land $461,192 Building $283$461,475 (-44.98%) Land $461,192 Building $283
2022$8,941.00$838,730 Land $838,530 Building $200$838,730 Land $838,530 Building $200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Beech St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 80 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims2 (2011–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 115 Beech St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNANDINA BEACH WTP
serves 21,925 people · EPA ID FL2450364
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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