115 Beech St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 115 Beech St, Belmont, MA 02478

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,400 sqft · built 1915
Lot Size	0.078 acres (3,400 sqft)
Owner	2 Trust Names on Record
Tax Bill	$10,240 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:14 P:000128 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:14 P:000128 S`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Lot Area	3,400 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	115 BEECH ST
City	BELMONT
State	MA
Zip	02478-1811
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1000
Census Tract	357600

Owner

Source: Middlesex County and Belmont Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	115 BEECH ST, BELMONT, MA 02478-1811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Quit Claim Deed, Transfer · Commercial Mortgage WATERTOWN SAVINGS BANK
Mar 3, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2022	Quit Claim Deed, Transfer Quitclaim
May 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2010
Deed Sale	Aug 25, 2010
Last Transfer Date	Sep 26, 2024
Transfer Doc	083330-274
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Jul 9, 2026
Property Address	115 BEECH ST, BELMONT, MA 02478-1811
Document Number	0000084530
Book / Page	85855 / 374
Instrument Date	Jul 4, 2026
Instrument	202684530
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 BEECH ST, BELMONT, MA 02478-1811

Mortgage

Date	Jul 9, 2026

Lender

Name	WATERTOWN SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Mar 3, 2022
Property Address	115 BEECH ST, BELMONT, MA 02478-1811
Document Number	079770-337
Book / Page	79770 / 337
Instrument Date	Feb 24, 2022
Instrument	33327
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BEECH ST, BELMONT, MA 02478-1811

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Mar 3, 2022
Property Address	115 BEECH ST, BELMONT, MA 02478-1811
Document Number	079770-325
Book / Page	79770 / 325
Instrument Date	Feb 24, 2022
Instrument	33324
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BEECH ST, BELMONT, MA 02478-1811

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	May 22, 2017
Property Address	115 BEECH ST, BELMONT, MA 02478-1811
Document Number	69312-352
Book / Page	069312 / 000352
Instrument Date	May 18, 2017
Instrument	75279
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,240.00 (+4.83%)	$899,000 (+3.45%) Land $482,000 Building $417,000
2023	$9,768.00	$869,000 Land $602,000 Building $267,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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