115 Bay St, Hull, MA 02045 Property Records

Plymouth County and Hull Town property record for 115 Bay St, Hull, MA 02045

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,100 sqft · built 1930
Lot Size	0.053 acres (2,317 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (May 2021)
Tax Bill	$5,891 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-104`

Property Details

APN / Parcel Number

Primary APN	`33-104`
Alternative APN	`HULL M:00033 P:00104`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,100 sqft Living Area
Gross Area	1,840 sqft
Basement Area	520 sqft
Unfinished Basement	260 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,317 sqft (0.053 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	33-104
Street Address	115 BAY ST
City	HULL
State	MA
Zip	02045-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFA
Jurisdiction	HULL MA
Township / Civil Division	HULL
Census Block Group	3
Census Block	3000
Census Tract	500104

Owner

Source: Plymouth County and Hull Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 BAY ST, HULL, MA 02045-2950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 28, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Sep 23, 2005 · Amount on Record
Deed Document Number	202161945
Deed Book / Page	55058 / 73
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	55058-73
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Recording Date	Aug 26, 2026
Property Address	115 BAY ST, HULL, MA 02045-2950
Document Number	0000057457
Book / Page	61460 / 238
Instrument Date	Aug 13, 2026
Instrument	202657457
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BAY ST, HULL, MA 02045-2950
Investor	Possibly a Property Investor

Mortgage

Document Number	0000057457,
Date	Aug 26, 2026
Book Page	61460/238
Instrument	202657457

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HULL MA
Recording Date	May 28, 2021
Property Address	115 BAY ST, HULL, MA 02045-2950
Document Number	55058-73
Book / Page	55058 / 73
Instrument Date	May 24, 2021
Instrument	61945
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BAY ST, HULL, MA 02045-2950
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Plymouth County and Hull Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Hull Town
Unified School District	Hull School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,891.00 (+2.42%)	$545,000 (+6.11%) Land $216,100 Building $328,900	$610,786 (+0.63%)
2025	$5,752.00 (+2.82%)	$513,600 (+6.96%) Land $203,500 Building $310,100	$606,955
2024	$5,594.00 (-0.62%)	$480,200 (+3.83%) Land $189,900 Building $290,300
2023	$5,629.00	$462,500 Land $189,900 Building $272,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 units insured incl. 11 condo units
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	21 of 119
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 17 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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