115 Bay Ave E, Mulberry, FL 33860 Property Records

Polk County property record for 115 Bay Ave E, Mulberry, FL 33860 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,044 sqft · built 1930
Lot Size	3.89 acres (169,492 sqft)
Owner	2 Company Names on File
Tax Bill	$726 (2025)
Flood Zone	Zone A (high risk)
APN	`23-31-12-000000-043230`

Property Details

APN / Parcel Number

Primary APN	`23-31-12-000000-043230`
Alternative APNs	`123123000000043230` `23123000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	169,492 sqft
Lot Dimensions	125 ft deep x 197 ft wide
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	24 sqft

Location & Zoning

Street Address	115 BAY AVE E
City	MULBERRY
State	FL
Zip	33860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF NW1/4 OF NW1/4 OF SW1/4 LESS S 50 FT OF E 100 FT & LESS N 50 FT OF S 150 FT OF E 150 FT & LESS N 125 FT OF E 100 FT OF W1/2 OF N1/2 OF NW1/4 OF NW1/4 OF SW1/4 LESS MAINT RD R/WS
Legal Range	23E
Legal Township	31S
Legal Section	12
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1079
Census Tract	16100

Owner

Source: Polk County records · APN 23-31-12-000000-043230

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 9, BRADLEY, FL 33835-0009
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$726.00 (-11.25%)	$54,081 (+20.47%) Land $17,510 Building $36,571	$54,081 (-2.27%) Land $17,510 Building $36,571
2023	$818.00 (+4.87%) Homeowner's exemption	$44,893 (-1.44%)	$55,338 (-4.02%) Land $17,120 Building $38,218
2022	$780.00 Homeowner's exemption	$45,548	$57,653 Land $16,342 Building $41,311

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050161001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone
Nearby Flood Policies	6 in force 5 of 6 on primary residences
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)

Wildfire

Wildfire Risk	Very High above 92% of the US · above 87% of Florida
Wildfire Likelihood	About 1 in 84 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.