Hamilton County property record for 115 Baxter St, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,868 sqft · built 1939 |
| Lot Size | 0.355 acres (15,482 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,500 (Nov 2024) |
| Tax Bill | $1,092 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117L L 016 |
| Primary APN | 117L L 016 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,868 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,482 sqft (0.355 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000042940 |
|---|---|
| Street Address | 115 BAXTER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-5806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | PT LT 3 NORTH SIDE FARMS PB 7 PG 26 |
| Legal Subdivision | NORTH SIDE FARMS |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
115 Baxter St is owned and occupied by two individuals who bought it in November 2024.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 BAXTER ST, CHATTANOOGA, TN 37415-5806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage GREGG SCHLEMNER |
| Aug 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Mar 19, 2018 | Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK |
| Jul 6, 2017 | Warranty Deed, Transfer · Line of Credit MORTGAGE INVTRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on File |
| Deed Sale | Nov 22, 2024 · Amount on File |
| Prior Sale | Aug 20, 2021 · Amount on File |
| Deed Document Number | 2024102 |
| Deed Book / Page | 13768 / 743 |
| Prior Transfer Date | Jul 28, 1999 |
| Prior Transfer Doc | 0054220646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 22, 2024 |
| Property Address | 115 BAXTER ST, CHATTANOOGA, TN 37415-5806 |
| Document Number | 0000000102 |
| Book / Page | 13768 / 743 |
| Map Reference | MB 7 PG 26 |
| Instrument Date | Nov 15, 2024 |
| Instrument | 2024112200102 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,019.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 115 BAXTER ST, CHATTANOOGA, TN 37415-5806 |
| Document Number | 0000000103 |
|---|---|
| Date | Nov 22, 2024 |
| Instrument | 2024112200103 |
| Name | GREGG SCHLEMNER |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 20, 2021 |
| Property Address | 115 BAXTER ST, CHATTANOOGA, TN 37415-5806 |
| Document Number | 0000000175 |
| Book / Page | 12617 / 863 |
| Map Reference | MB 7 PG 26 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021082000175 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $629.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 BAXTER ST, CHATTANOOGA, TN 37415-5806 |
| Document Number | 0012617866 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 12617/866 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Sep 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 19, 2018 |
| Property Address | 115 BAXTER ST, CHATTANOOGA, TN 37415-5806 |
| Document Number | 0000000460 |
| Book / Page | 11297 / 409 |
| Map Reference | MB7 PG26 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 2018031900460 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | CUMBERLAND TITLE & GUARANTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $542.05 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2841 ENCLAVE BAY DR, CHATTANOOGA, TN 37415-5660 |
| Document Number | 0000000461 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 2018031900461 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 6, 2017 |
| Property Address | 115 BAXTER ST, CHATTANOOGA, TN 37415-5806 |
| Document Number | 0000000071 |
| Book / Page | 011094 / 000112 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 71 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $453.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 BAXTER ST RED BANK TN 374155806, RED BANK, TN 37415-5806 |
| Document Number | 72 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 011094/000114 |
| Instrument | 72 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 115 Baxter St was $1,092, down 1.6% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,092.00 (-1.62%) | $72,050 (+45.19%) | $288,200 (+45.19%) Land $70,000 Building $218,200 |
| 2024 | $1,110.00 (-44.75%) | $49,625 (-) | $198,500 (-) Land $50,000 Building $148,500 |
| 2023 | $2,009.00 (+18.46%) | $49,625 (-) | $198,500 (-) Land $50,000 Building $148,500 |
| 2022 | $1,696.00 | $49,625 | $198,500 Land $50,000 Building $148,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Baxter St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 41 (1978–2013) |
| Claims Outside the SFHA | 10 of 41 |
| Most Recent Claim | May 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Baxter St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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