115 Balboa Loop, Kelso, WA 98626 Property Records

Cowlitz County property record for 115 Balboa Loop, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1996
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Mar 2022)
Tax Bill	$4,825 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2022 Sale + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`R048050`

Property Details

APN / Parcel Number

Primary APN	`R048050`
Alternative APNs	`631741022` `3048050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3048050
Street Address	115 BALBOA LOOP
City	KELSO
State	WA
Zip	98626-1874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR0
Legal Description	9 (ALOHA PARK WEST 5 PHASE 2) -2 -4 14 -8N -2W
Legal Range	02W
Legal Township	08N
Legal Section	14
Legal Subdivision	ALOHA PARK WEST 5 PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	4
Jurisdiction	COWLITZ WA
Township / Civil Division	LONGVIEW-KELSO
Census Block Group	3
Census Block	3003
Census Tract	901

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 BALBOA LOOP, KELSO, WA 98626-1874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Mar 16, 2022	Warranty Deed, Transfer STEWART TITLE
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALL SQUARE MORTGAGE INC
Jul 13, 2018	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC
Mar 29, 2018	Trustee's Deed, Foreclosure · Construction Mortgage DENNIS R MCCRADY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	20223710202
Prior Transfer Date	Jan 11, 2013
Prior Transfer Doc	0003471303
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	115 BALBOA LOOP, KELSO, WA 98626-1874
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	COWLITZ COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003687253
Date	Jul 2, 2021
Instrument	3687253

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Mar 16, 2022
Property Address	115 BALBOA LOOP, KELSO, WA 98626-1874
Document Number	0003710202
Map Reference	VOL 13 PG 8
Instrument Date	Mar 15, 2022
Instrument	3710202
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$5,197.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BALBOA LOOP, KELSO, WA 98626-1874

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	115 BALBOA LOOP, KELSO, WA 98626-1874
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COWLITZ COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003664203
Date	Nov 30, 2020
Instrument	3664203

Lender

Name	ALL SQUARE MORTGAGE INC
Address	LAKE STEVENS, WA 98258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Jul 13, 2018
Property Address	115 BALBOA LOOP, KELSO, WA 98626-1874
Document Number	0003596899
Map Reference	VOL13 OF PLATS PGS 8
Instrument Date	Jul 6, 2018
Instrument	3596899
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	STEWART TITLE COWLITZ COUNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	KELSO, WA 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BALBOA LOOP, KELSO, WA 98626-1874

Mortgage

Document Number	0003596900
Date	Jul 13, 2018
Instrument	3596900

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COWLITZ WA
Recording Date	Mar 29, 2018
Property Address	115 BALBOA LOOP, KELSO, WA 98626-1874
Document Number	0003589870
Instrument Date	Mar 9, 2018
Instrument	3589870
Transaction Type	Foreclosure
Record Updated	Apr 4, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	159 HEMLOCK DR CHEHALIS WA 985329618, CHEHALIS, WA 98532-9618

Mortgage

Document Number	3589871
Date	Mar 29, 2018
Instrument	3589871

Lender

Name	DENNIS R MCCRADY
Address	2626 ROSE VALLEY RD, KELSO, WA 98626-9400

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 28, 2019

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,825.00 (+5.23%)	$351,020 (+4.13%) Land $53,250 Building $297,770	$351,020 (+4.13%) Land $53,250 Building $297,770
2023	$4,585.00
2022		$337,090 Land $53,250 Building $283,840	$337,090 Land $53,250 Building $283,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACON HILL WATER & SEWER DISTRICT serves 11,969 people · EPA ID WA5315650
Water Source	Purchased groundwater from LONGVIEW WATER DEPARTMENT
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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