115 Baker Ave, Cincinnati, OH 45217 Property Records

Hamilton County property record for 115 Baker Ave, Cincinnati, OH 45217

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,352 sqft · built 1924
Lot Size0.095 acres (4,138 sqft)
OwnerIndividual Name on Record
Tax Bill$1,177 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN582-0007-0057-00

Property Details

APN / Parcel Number

Primary APN582-0007-0057-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,352 sqft Living Area
Gross Area1,728 sqft
1st Floor Area576 sqft
2nd Floor Area576 sqft
Basement Area576 sqft
Finished Basement200 sqft
Unfinished Basement376 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,138 sqft (0.095 acres)
Lot Dimensions76 ft deep x 49.7 ft wide
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address115 BAKER AVE
CityCINCINNATI
StateOH
Zip45217-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAKER AVE 49.72 X 76 IR PTS LOTS 48-51 PHILLIPS &BAKERS SUB
Legal SubdivisionBAKERS SUB
Legal Lot Number48-51
JurisdictionHAMILTON OH
Township / Civil DivisionST. BERNARD
Census Block Group1
Census Block1004
Census Tract25800

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 BAKER AVE, CINCINNATI, OH 45217-1225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
May 29, 2020Loan Modification, Mortgage · VA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 24, 2015
Transfer Doc0000000961
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address115 BAKER AVE, CINCINNATI, OH 45217-1225
Transaction TypeMortgage
Record UpdatedJul 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074808
DateJun 21, 2021
Book Page14442/1928
Instrument2021-0074808
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address115 BAKER AVE, CINCINNATI, OH 45217-1225
Document Number0000062895
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address145 BAKER AVE CINCINNATI OH 45217, CINCINNATI, OH 45217

Mortgage

Document Number0000062895
DateJul 1, 2020
Book Page014201/001125
Instrument62895
Lender
NameMR COOPER
AddressCINCINNATI, OH 45217
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 30, 2050
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,177.00 (+3.98%) Homeowner's exemption$39,568 (-) Land $9,296 Building $30,272$113,050 (-) Land $26,560 Building $86,490
2024$1,132.00 (-12.18%) Homeowner's exemption$39,568 (-) Land $9,296 Building $30,272
2023$1,289.00 (+212.11%) Homeowner's exemption$39,568 (+72.46%) Land $9,296 Building $30,272$113,050 (+72.46%) Land $26,560 Building $86,490
2022$413.00 Homeowner's exemption$22,943 Land $7,252 Building $15,691
2020$65,550 Land $20,720 Building $44,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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