115 Azure Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 115 Azure Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,220 sqft · built 1987
Lot Size	0.291 acres (12,676 sqft)
Owner	Company on Record
Last Sale	$635,000 (Aug 2020)
Tax Bill	$3,775 (2025)
Deeds & Mortgages	Nov 2020 Sale Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5394.19.70.4055000`

Property Details

APN / Parcel Number

Primary APN	`5394.19.70.4055000`
Alternative APNs	`544315` `22314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,220 sqft Heated Area
Gross Area	3,239 sqft
1st Floor Area	638 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	165 ft deep x 76 ft wide

Exterior Amenities

Pool Area	260 sqft
Porch	Slab
Porch Area	108 sqft
Deck Area	831 sqft
Shed	1 Shed
Shed Area	120 sqft
Gazebo	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	22314
Street Address	115 AZURE DR
City	EMERALD ISLE
State	NC
Zip	28594-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L3 BD BLUEWATER BAY
Legal Subdivision	BLUEWATER BAY
Legal Block	70
Legal Lot Number	3
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1055
Census Tract	970903

Owner

Source: Carteret County assessment roll, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	401 TERN TER, EMERALD ISLE, NC 28594-3035
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	20201684206
Deed Book / Page	1684 / 206
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Nov 4, 2020
Property Address	115 AZURE DR, EMERALD ISLE, NC 28594-3106
Document Number	0016940274
Book / Page	001694 / 000274
Instrument Date	Oct 27, 2020
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5309 CALVERTON DR RALEIGH NC 276135644, RALEIGH, NC 27613-5644

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 21, 2020
Property Address	115 AZURE DR, EMERALD ISLE, NC 28594-3106
Document Number	0016840206
Book / Page	1684 / 206
Map Reference	MB 23 PG 91
Instrument Date	Aug 7, 2020
Instrument	1684206
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 BEACH 127TH ST, 250, ROCKAWAY PARK, NY 11694-1729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	5309 CALVERTON DR, RALEIGH, NC 27613-5644

Mortgage

Document Number	1684207
Date	Aug 21, 2020
Instrument	1684-207

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 22, 2019
Property Address	115 AZURE DR, EMERALD ISLE, NC 28594-3106
Document Number	0016280137
Book / Page	001628 / 000137
Instrument Date	Oct 17, 2018
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 BEACH 127TH ST ROCKAWAY PARK NY 116941729, ROCKAWAY PARK, NY 11694-1729

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 22, 2019
Property Address	115 AZURE DR, EMERALD ISLE, NC 28594-3106
Document Number	0016280136
Book / Page	001628 / 000136
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 BEACH 127TH ST ROCKAWAY PARK NY 116941729, ROCKAWAY PARK, NY 11694-1729

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,775.00 (+9.9%)	$1,012,737 (+55.68%) Land $370,740 Building $641,997	$1,012,737 (+55.68%) Land $370,740 Building $641,997
2023		$650,525 Land $195,624 Building $454,901	$650,525 Land $195,624 Building $454,901
2022	$3,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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