115 Ayers Mill Dr, Lula, GA 30554 Property Records

Banks County property record for 115 Ayers Mill Dr, Lula, GA 30554 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2017)
Tax Bill	$201 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B07I003`

Property Details

APN / Parcel Number

Primary APN	`B07I003`
Alternative APN	`8229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Heated Area
1st Floor Area	1,736 sqft
Attic	Attic
Attic Area	1,200 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Width	219 ft Width
Garage Area	1,668 sqft
Driveway	Concrete Driveway
Driveway Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	312 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	8229
Street Address	115 AYERS MILL DR
City	LULA
State	GA
Zip	30554-3894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRCT2 PB E-77 AYERS MILL
Legal Subdivision	00615-AYERS MILL
Legal Tract	2
Jurisdiction	BANKS GA
Township / Civil Division	MAYSVILLE
Census Block Group	1
Census Block	1032
Census Tract	970300

Owner

Source: Banks County records · APN B07I003

Assessment roll updated November 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	115 AYERS MILL DR, LULA, GA 30554-3894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage DIRECT LENDERS
Sep 15, 2020	Warranty Deed, Transfer
Mar 15, 2017	Limited Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2017 · Amount on Record
Deed Sale	Mar 15, 2017 · Amount on Record
Deed Document Number	2017203
Deed Book / Page	436 / 277
Last Transfer Date	Feb 14, 2025
Transfer Doc	000576/253
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	115 AYERS MILL DR, LULA, GA 30554-3894
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 AYERS MILL DR, LULA, GA 30554-3894

Mortgage

Document Number	0000000593/0000000746
Date	Jan 28, 2026
Book Page	0000000593/0000000746

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	115 AYERS MILL DR, LULA, GA 30554-3894
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 AYERS MILL DR, LULA, GA 30554-3894

Mortgage

Document Number	0000000488/0000000730
Date	Sep 22, 2020
Book Page	0000000488/0000000730

Lender

Name	DIRECT LENDERS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 15, 2020
Property Address	115 AYERS MILL DR, LULA, GA 30554-3894
Document Number	000488/729
Book / Page	488 / 729
Instrument Date	Sep 15, 2020
Instrument	2020-000750
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 AYERS MILL DR, LULA, GA 30554-3894

March 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 15, 2017
Property Address	115 AYERS MILL DR, LULA, GA 30554-3894
Document Number	000436/277
Book / Page	436 / 277
Instrument Date	Mar 15, 2017
Instrument	2017-000203
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 AYERS MILL DR, LULA, GA 30554-3894

Mortgage

Document Number	436/278
Date	Mar 17, 2017
Book Page	436/278

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$201.00 (-34.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$139,565 (+5.17%) Land $14,143 Building $125,422	$348,911 (+5.17%) Land $35,357 Building $313,554
2024	$309.00 (+25.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$132,701 (+9.04%) Land $11,180 Building $121,521	$331,753 (+9.04%) Land $27,950 Building $303,803
2023	$246.00 (-89.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$121,703 (+10.98%) Land $12,560 Building $109,143	$304,258 (+10.98%) Land $31,400 Building $272,858
2022	$2,304.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$109,663 Land $13,690 Building $95,973	$274,158 Land $34,226 Building $239,932

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 59% of Georgia
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	DSL	200 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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