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115 Ayer Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 115 Ayer Rd, Harvard, MA 01451 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1996
Square Footage2,784 sqft Living Area
Lot Size107,158 sqft (2.46 acres)
OccupancyOwner Occupied
Last Sale$960,000 (2021)
Tax Bill$15,013.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:012.0 P:0026-0004.0
Alternative APNs
  • HARV M:12 B:26 L:4
  • 1250120002600040

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,784 sqft Living Area
Gross Area6,223 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area107,158 sqft (2.46 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1250120002600040
Street Address115 AYER RD
CityHARVARD
StateMA
Zip01451-1413
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionHARVARD
Legal Block26
Legal Lot Number4
JurisdictionHARVARD MA
Minor Civil DivisionHARVARD
Census Blockgroup2
Census Block2011
Census Tract761401

Owner

Source: Worcester County and Harvard Town records · APN M:012.0 P:0026-0004.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address115 AYER RD, HARVARD, MA 01451-1413
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 24, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF RHODE ISLAND
Aug 06, 2021Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
WILLIAM RAVEIS MORTGAGE CO
Sep 30, 2020Deed of Trust, Mortgage · Stand Alone Refinance
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2021 · Amount on Record
Deed SaleAug 06, 2021 · Amount on Record
Prior SaleNov 30, 1993 · Amount on Record
Deed Doc Number2021110622
Deed Book / Page65787 / 119
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARVARD MA
Property Address115 AYER RD, HARVARD, MA 01451-1413
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number072494-230
DateSep 05, 2025
Book Page72494/230
Instrument75612
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 01, 2050
Interest
Rate TypeAdjustable Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARVARD MA
Property Address115 AYER RD, HARVARD, MA 01451-1413
Transaction TypeMortgage
Record UpdatedMar 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067165-97
DateFeb 24, 2022
Book Page67165/97
Instrument21475
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMar 01, 2047
Interest
Rate TypeAdjustable Rate

August 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionHARVARD MA
Recording DateAug 06, 2021
Property Address115 AYER RD, HARVARD, MA 01451-1413
Document Number65787-119
Book / Page65787 / 119
Instrument DateAug 06, 2021
Instrument110622
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address115 AYER RD, HARVARD, MA 01451-1413

Mortgage

Document Number110623
DateAug 06, 2021
Instrument110623
Lender
NameWILLIAM RAVEIS MORTGAGE CO
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARVARD MA
Property Address115 AYER RD, HARVARD, MA 01451-1413
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63388-33
DateSep 30, 2020
Book Page63388/33
Instrument114842
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Worcester County and Harvard Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHarvard Town
Unified School DistrictHarvard School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,013.00 (+5.61%)$959,300 (+0.55%) Land $243,100 Building $716,200$1,295,990 (+7.82%)
2024$14,216.00 (-1.83%)$954,100 (+9.44%) Land $243,100 Building $711,000$1,202,035
2023$14,481.00$871,800 Land $233,600 Building $638,200

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