115 Avery Rd, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 115 Avery Rd, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,432 sqft · built 1997
Lot Size	6.77 acres (294,901 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Aug 2025)
Tax Bill	$13,983 (2024)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372689 60.-1-25`

Property Details

APN / Parcel Number

Primary APN	`372689 60.-1-25`
Alternative APN	`268906000000010250000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	1,288 sqft
2nd Floor Area	1,144 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	294,901 sqft (6.77 acres)
Lot Width	374 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	115 AVERY RD
City	GARRISON
State	NY
Zip	10524-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	LAND & RESIDENCE LOT 4
Legal Block	1
Legal Lot Number	25.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	1
Census Block	1007
Census Tract	10600

Owner

115 Avery Rd is owned by two individuals who bought it in August 2025.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 HARRIS RD, KATONAH, NY 10536-2201
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEG FCU
Jul 2, 2019	Deed of Trust, Mortgage · Line of Credit TEG FCU
Apr 19, 2017	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on File
Deed Sale	Aug 13, 2025 · Amount on File
Prior Sale	Apr 19, 2017 · Amount on File
Deed Document Number	20254666
Deed Book / Page	2407 / 349
Prior Transfer Date	Mar 4, 2009
Prior Transfer Doc	0018280246
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	115 AVERY RD, GARRISON, NY 10524-4108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUEEN CITY ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070840269
Date	May 27, 2020
Book Page	7084/269
Instrument	4001-2020

Lender

Name	TEG FCU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	115 AVERY RD, GARRISON, NY 10524-4108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069300312
Date	Jul 2, 2019
Book Page	6930/312
Instrument	11155-2019

Lender

Name	TEG FCU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Apr 19, 2017
Property Address	115 AVERY RD, GARRISON, NY 10524-4108
Document Number	0020420055
Book / Page	002042 / 000055
Instrument Date	Mar 31, 2017
Instrument	1500963
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	RIVER CITY ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,571.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	770 N BROADWAY HASTINGS ON HUDSON NY 107061063, HASTINGS ON HUDSON, NY 10706-1063

Mortgage

Document Number	67110018
Date	Apr 19, 2017
Book Page	006711/000018
Instrument	1601361

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Garrison Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$333,880 (-) Land $118,300 Building $215,580	$1,088,621 (+10.08%)
2024	$13,983.00	$333,880 (+1.83%) Land $118,300 Building $215,580	$988,981 (+6.23%)
2023		$327,880 (-) Land $118,300 Building $209,580	$930,948 (+11.73%) Land $335,889 Building $595,059
2022		$327,880 Land $118,300 Building $209,580	$833,240 Land $300,635 Building $532,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Avery Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1999–2011)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Avery Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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