115 Aster Dr, Horseheads, NY 14845 Property Records

Chemung County and Horseheads Town property record for 115 Aster Dr, Horseheads, NY 14845

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1966
Lot Size	0.2 acres (8,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,000 (Jul 2025)
Tax Bill	$9,131 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2005 Mortgage + 1 more
APN	`073401 58.07-1-2`

Property Details

APN / Parcel Number

Primary APN	`073401 58.07-1-2`
Alternative APNs	`340105800700010020000000` `14100029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,149 sqft
Basement Area	525 sqft
Finished Basement	525 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,750 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	325 sqft
Carport	Carport
Carport Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14100029
Street Address	115 ASTER DR
City	HORSEHEADS
State	NY
Zip	14845-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VH02
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	HORSEHEADS
Census Block Group	2
Census Block	2007
Census Tract	10400

Owner

Source: Chemung County and Horseheads Town records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1302 TWIN OAKS S, HORSEHEADS, NY 14845-3304
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Feb 28, 2005	Deed of Trust, Mortgage GMAC MORTGAGE CORP
Jul 11, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Prior Sale	Jan 13, 2025 · Amount on Record
Deed Document Number	20259374
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Recording Date	Sep 10, 2026
Property Address	115 ASTER DR, HORSEHEADS, NY 14845-1801
Document Number	0000013927
Instrument Date	Sep 1, 2026
Instrument	202613927
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ASTER DR, HORSEHEADS, NY 14845-1801

Mortgage

Document Number	0000013927,
Date	Sep 10, 2026
Instrument	202613927

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Initial Type	Adjustable Rate
Type Change Date	Jan 1, 2032
Index	1-Year CMT
Margin	2
Max Rate	-1%

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	115 ASTER DR, HORSEHEADS, NY 14845-1801
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005022800001693
Date	Feb 28, 2005
Instrument	20050228-00001693

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	275 Months
Due	Jan 1, 2028

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEMUNG NY
Recording Date	Jul 11, 2025
Property Address	115 ASTER DR, HORSEHEADS, NY 14845-1801
Document Number	0202509374
Instrument Date	Jul 7, 2025
Instrument	202509374
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1302 TWIN OAKS S, HORSEHEADS, NY 14845-3304

Mortgage

Document Number	0202509376
Date	Jul 11, 2025
Instrument	202509376

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Chemung County and Horseheads Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Horseheads Town
Municipality	Horseheads Village
Unified School District	Horseheads Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,131.00 (+88.74%)
2025	$4,838.00 (+250.58%)	$177,300 (+21.52%) Land $24,100 Building $153,200	$201,500 (+36.73%) Land $27,389 Building $174,111
2023		$145,900 Land $24,500 Building $121,400	$147,374 Land $24,748 Building $122,626
2020	$1,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HORSEHEADS VILLAGE serves 15,000 people · EPA ID NY0701009
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	58 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Xtreme5G Fixed Wireless	100 / 20

May also be available: Verizon.

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