115 Ashley Dr, Guyton, GA 31312 Property Records

Effingham County property record for 115 Ashley Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 1997
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Dec 2025)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2009 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0323B-007-000`

Property Details

APN / Parcel Number

Primary APN	`0323B-007-000`
Alternative APNs	`0048F007000` `0323B007` `4768`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4768
Street Address	115 ASHLEY DR
City	GUYTON
State	GA
Zip	31312-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	.46 AC LOT 7
Legal Subdivision	VICTORIA OAKS
Legal Lot Number	7
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1017
Census Tract	30207

Owner

115 Ashley Dr is owned and occupied by an individual who bought it in December 2025.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	115 ASHLEY DR, GUYTON, GA 31312-4949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE
Jan 15, 2009	Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Nov 11, 2005	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Jun 26, 2025 · Amount on File
Deed Book / Page	3014 / 525
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 19, 2025
Property Address	115 ASHLEY DR, GUYTON, GA 31312-4949
Document Number	003014/525
Book / Page	3014 / 525
Instrument Date	Dec 18, 2025
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ASHLEY DR, GUYTON, GA 31312-4949

Mortgage

Document Number	0003014527
Date	Dec 19, 2025
Instrument	3014/527

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 15, 2009
Property Address	115 ASHLEY DR, GUYTON, GA 31312-4949
Document Number	001815/303
Book / Page	1815 / 303
Instrument Date	Jan 13, 2009
Instrument	051-2009-000048
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 BRIDGEVIEW DR, 47, LINCOLN, AL 35096-5155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ASHLEY DR, GUYTON, GA 31312-4949

Mortgage

Document Number	001815/305
Date	Jan 15, 2009
Book Page	1815/305

Lender

Name	HOMESTAR FINANCIAL CORP
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 11, 2005
Property Address	115 ASHLEY DR, GUYTON, GA 31312-4949
Document Number	001365/442
Book / Page	1365 / 442
Instrument Date	Nov 11, 2005
Instrument	2005-003802
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ASHLEY DR, GUYTON, GA 31312-4949

Mortgage

Document Number	001365/444
Date	Nov 14, 2005
Book Page	1365/444

Lender

Name	FIRST BANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 115 Ashley Dr was $3,606 with a homeowner's exemption, up 10.7% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,181 (-) Land $24,000 Building $81,181	$262,953 (-) Land $60,000 Building $202,953
2025	$3,606.00 (+10.68%) Homeowner's exemption	$105,181 (+3.38%) Land $24,000 Building $81,181	$262,953 (+3.38%) Land $60,000 Building $202,953
2024	$3,258.00 (+35.02%)	$101,741 (+32.6%) Land $24,000 Building $77,741	$254,352 (+32.6%) Land $60,000 Building $194,352
2023	$2,413.00 (+8.25%)	$76,729 (+17.32%) Land $24,000 Building $52,729	$191,823 (+17.32%) Land $60,000 Building $131,823
2022	$2,229.00	$65,404 Land $14,800 Building $50,604	$163,509 Land $37,000 Building $126,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Ashley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Ashley Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE VILLAGE SUBDIVISION private · serves 310 people · EPA ID GA1030097
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ashley Dr

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