Bell County property record for 115 Armadale Ave, Middlesboro, KY 40965
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 700 sqft · built 1995 |
| Owner | Individual Name on Record |
| Last Sale | $15,000 (Feb 2005) |
| Tax Bill | $160 (2025) |
| Deeds & Mortgages | Jun 2025 Transfer Mar 2025 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 082-40-00-042.00 |
| Primary APN | 082-40-00-042.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 700 sqft Total Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Exterior Material | Stucco |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 61259 |
|---|---|
| Street Address | 115 ARMADALE AVE |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1031 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SE 120 (LOTS 21 THRU 24 & MOBILE HOM |
| Legal Subdivision | SOUTHEAST MIDDLESBORO |
| Legal Lot Number | 21-24 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 960500 |
Source: Bell County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 ARMADALE AVE, MIDDLESBORO, KY 40965-1031 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 17, 2025 | Intrafamily Transfer, Transfer |
| Mar 28, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Feb 9, 2005 | Cash Sale Deed, Transfer · ARM FIRST STATE FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2005 · Amount on Record |
| Deed Sale | Feb 9, 2005 · Amount on Record |
| Deed Book / Page | 325 / 336 |
| Last Transfer Date | Apr 24, 2025 |
| Transfer Doc | 00D410/808 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Jun 17, 2025 |
| Property Address | 115 ARMADALE AVE, MIDDLESBORO, KY 40965-1031 |
| Document Number | 00D410/808 |
| Book / Page | D410 / 808 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 248273 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 539 ARTHUR RD, CUMBERLAND GAP, TN 37724-4113 |
| Name | Verified Name |
|---|---|
| Address | 115 ARMADALE AVE, MIDDLESBORO, KY 40965-1031 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Mar 28, 2025 |
| Property Address | 115 ARMADALE AVE, MIDDLESBORO, KY 40965-1031 |
| Document Number | 000D410/51 |
| Book / Page | D410 / 51 |
| Instrument Date | Mar 25, 2025 |
| Instrument | 247197 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 ARMADALE AVE, MIDDLESBORO, KY 40965-1031 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Feb 9, 2005 |
| Property Address | 115 ARMADALE AVE, MIDDLESBORO, KY 40965-1031 |
| Document Number | 000325/336 |
| Book / Page | 325 / 336 |
| Instrument Date | Jan 24, 2005 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 513 MURRAY ST, FRANKFORT, KY 40601-3521 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2536, MIDDLESBORO, KY 40965-4536 |
| Document Number | 000237/801 |
|---|---|
| Date | Feb 9, 2005 |
| Book Page | 237/801 |
| Name | FIRST STATE FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PO BOX 37, PINEVILLE, KY 40977 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 24, 2015 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 24, 2010 |
| Change Frequency | Annually |
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $160.00 (+1.91%) | $15,000 (-) Land $15,000 | $15,000 (-) Land $15,000 |
| 2023 | $157.00 | $15,000 | $15,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 153 (1980–2021) |
| Claims Outside the SFHA | 18 of 153 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 76% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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