115 Arbor St, Berwick, PA 18603 Property Records

Columbia County property record for 115 Arbor St, Berwick, PA 18603

Property Summary

Property Type	Single Family Home
Details	917 sqft · built 1950
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (May 2021)
Tax Bill	$1,839 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04B,02-083-00,000`

Property Details

APN / Parcel Number

Primary APN	`04B,02-083-00,000`
Alternative APN	`04 B020830 000`

Interior

Building Area	917 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	8,059 sqft (0.185 acres)

Location & Zoning

Street Address	115 ARBOR ST
City	BERWICK
State	PA
Zip	18603-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARK REAL ESTATE ADDITION
Jurisdiction	COLUMBIA PA
Township / Civil Division	BERWICK
Census Block Group	2
Census Block	2002
Census Tract	50600

Owner

Source: Columbia County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 ARBOR ST, BERWICK, PA 18603-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Oct 7, 2015 · Amount on Record
Deed Document Number	20214286
Prior Transfer Date	Jan 1, 1991
Prior Transfer Doc	0149000403
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA PA
Recording Date	May 5, 2021
Property Address	115 ARBOR ST, BERWICK, PA 18603-1301
Document Number	0000004286
Instrument Date	Apr 29, 2021
Instrument	202104286
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 E 14TH ST, 209, BERWICK, PA 18603-2113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 HETLERVILLE RD, NESCOPECK, PA 18635-2210

Mortgage

Document Number	0000004287
Date	May 5, 2021
Instrument	202104287

Lender

Name	FIRST COLUMBIA BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Columbia County
Municipality	Berwick Borough
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,839.00 (+5.09%)	$19,750 (-)
2024	$1,750.00 (+7.23%)	$19,750 (-) Land $3,216 Building $16,534
2023	$1,632.00	$19,750 Land $3,216 Building $16,534
1992			$39,500 (-) Land $6,432 Building $33,068
1974			$39,500 Land $6,432 Building $33,068

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20