Frederick County property record for 115 Apple Creek Rd, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,532 sqft · built 1978 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $281,500 (Jul 2019) |
| Tax Bill | $6,447 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-052482 |
| Primary APN | 02-052482 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 1,700 sqft |
| 1st Floor Area | 1,004 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Porch | Enclosed Porch |
| Porch Area | 168 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 052482 |
|---|---|
| Street Address | 115 APPLE CREEK RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 33 SECT 2 0.14 AC 115 APPLE CREEK ROAD STONEGATE FARMS |
| Legal Subdivision | APPLE CREEK |
| Legal Lot Number | 33 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 750507 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
115 Apple Creek Rd is owned and occupied by two individuals who bought it in July 2019.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 APPLE CREEK RD, FREDERICK, MD 21702-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENWAY FUNDING GROUP INC |
| Jul 19, 2019 | Deed, Transfer · Conventional Mortgage GREENWAY FUNDING GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Prior Sale | Aug 19, 2010 · Amount on File |
| Deed Book / Page | 13093 / 325 |
| Transfer Doc | 0023220859 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 115 APPLE CREEK RD, FREDERICK, MD 21702-3725 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | CORE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 115 APPLE CREEK RD, FORT DETRICK, MD 21702-3725 |
| Document Number | 0154250135 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 15425/135 |
| Name | GREENWAY FUNDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | POTOMAC, MD 20854 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 19, 2019 |
| Property Address | 115 APPLE CREEK RD, FREDERICK, MD 21702-3725 |
| Document Number | 0130930325 |
| Book / Page | 13093 / 0325 |
| Map Reference | MB 12 PL 133 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | EVERGREEN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,407.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 115 APPLE CREEK RD, FREDERICK, MD 21702-3725 |
| Document Number | 130930332 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 13093/0332 |
| Name | GREENWAY FUNDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 115 Apple Creek Rd was $6,447, up 7.9% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,867 (+3.87%) | $388,800 (+11.6%) Land $110,100 Building $278,700 | |
| 2025 | $6,447.00 (+7.9%) | $348,400 Land $110,100 Building $238,300 | $348,400 Land $110,100 Building $238,300 |
| 2024 | $5,975.00 (+11.18%) | ||
| 2023 | $5,374.00 | $294,067 | $348,400 Land $110,100 Building $238,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Apple Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Apple Creek Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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