Santa Cruz County property record for 115 Alta Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,514 sqft · built 1950 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,180 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-342-03 |
| Primary APN | 045-342-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,514 sqft Living Area |
| Gross Area | 2,046 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,407 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 732 sqft |
| Patio Area | 732 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 115 ALTA DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-1622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-9 |
| Legal Subdivision | LA SELVA ACRES |
| Legal Lot Number | 22 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 122300 |
Source: Santa Cruz County assessment roll, APN 045-342-03, as of August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 115 ALTA DR, WATSONVILLE, CA 95076-1622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 03, 2023 | Deed of Trust, Mortgage · Loan Assumption ROCKET MORTGAGE LLC |
| Aug 22, 2023 | Intrafamily Transfer, Transfer |
| Dec 21, 2022 | Intrafamily Transfer, Transfer |
| Oct 14, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 03, 2023 |
| Transfer Doc | 0000015805 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 03, 2026 |
| Property Address | 115 ALTA DR, WATSONVILLE, CA 95076-1622 |
| Document Number | 0000012498 |
| Instrument Date | May 29, 2026 |
| Instrument | 202612498 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 115 ALTA DR, WATSONVILLE, CA 95076-1622 |
| Document Number | 0000012498, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 202612498 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 115 ALTA DR, WATSONVILLE, CA 95076-1622 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CA |
| Name | Verified Name |
|---|
| Document Number | 0000014393 |
|---|---|
| Date | Aug 03, 2023 |
| Instrument | 2023-0014393 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 22, 2023 |
| Property Address | 115 ALTA DR, WATSONVILLE, CA 95076-1622 |
| Document Number | 0000015805 |
| Map Reference | VOL 28 PG 64 |
| Instrument Date | Aug 03, 2023 |
| Instrument | 2023-0015805 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 115 ALTA DR, LA SELVA BEACH, CA 95076-1622 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 21, 2022 |
| Property Address | 115 ALTA DR, WATSONVILLE, CA 95076-1622 |
| Document Number | 0000033484 |
| Map Reference | VOL 28 PG 64 |
| Instrument Date | Nov 03, 2022 |
| Instrument | 2022-0033484 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 ALTA DR, LA SELVA BEACH, CA 95076-1622 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 14, 2020 |
| Property Address | 115 ALTA DR, WATSONVILLE, CA 95076-1622 |
| Document Number | 0000041611 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 41611 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 19956 BUCKHAVEN LN SARATOGA CA 950705014, SARATOGA, CA 95070-5014 |
Source: Santa Cruz County assessment roll as of August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,939 (+2%) Land $162,509 Building $157,430 | ||
| 2025 | $4,180.00 (+14.27%) Homeowner's exemption | $313,665 (+4.04%) Land $159,322 Building $154,343 | |
| 2023 | $3,658.00 (+1.98%) Homeowner's exemption | $301,485 Land $153,135 Building $148,350 | $1,007,010 |
| 2022 | $3,587.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871223003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 104 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio Internet.
Source: EPA Safe Drinking Water Information System, water system CA4410017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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