115 Alpine Rd, Middlesboro, KY 40965 Property Records

Bell County property record for 115 Alpine Rd, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1940
Lot Size	0.804 acres (35,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (May 2013)
Tax Bill	$278 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-30-00-124.00`

Property Details

APN / Parcel Number

Primary APN	`070-30-00-124.00`
Alternative APNs	`15554` `8597`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
Basement Area	431 sqft
Unfinished Basement	431 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,000 sqft (0.804 acres)
Lot Dimensions	280 ft deep x 125 ft wide
Terrain	Rolling
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	15554
Street Address	115 ALPINE RD
City	MIDDLESBORO
State	KY
Zip	40965-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE BV3 (LOT ONLY)
Legal Subdivision	RH WILLIAMSON
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2029
Census Tract	960600

Owner

Source: Bell County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 ALPINE RD, MIDDLESBORO, KY 40965-1407
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage HEARTHSIDE LENDING CORPORATION
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage HEARTHSIDE LENDING CORPORATION
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit FIRST STATE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2013 · Amount on Record
Deed Sale	May 29, 2013 · Amount on Record
Deed Book / Page	359 / 591
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Recording Date	Jul 23, 2026
Property Address	115 ALPINE RD, MIDDLESBORO, KY 40965-1406
Document Number	0000295181
Book / Page	408 / 631
Instrument Date	Jul 9, 2026
Instrument	2026295181
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165

Mortgage

Document Number	0000295181,
Date	Jul 23, 2026
Book Page	408/631
Instrument	2026295181

Lender

Name	HEARTHSIDE LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Recording Date	Apr 29, 2026
Property Address	115 ALPINE RD, MIDDLESBORO, KY 40965-1406
Document Number	0000293731
Book / Page	406 / 640
Instrument Date	Apr 20, 2026
Instrument	2026293731
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ALPINE RD, MIDDLESBORO, KY 40965-1406

Mortgage

Document Number	0000293731,
Date	Apr 29, 2026
Book Page	406/640
Instrument	2026293731

Lender

Name	HEARTHSIDE LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	115 ALPINE RD, MIDDLESBORO, KY 40965-1406
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M353/469
Date	Nov 9, 2018
Book Page	M353/469
Instrument	177309

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$278.00 (+2.21%)	$26,000 (-) Land $26,000	$26,000 (-) Land $26,000
2023	$272.00	$26,000	$26,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	24 (1982–2021)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 76% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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