St. Clair County property record for 115 Algona Ln, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1960 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jan 2021) |
| Tax Bill | $1,945 (2025) |
| Deeds & Mortgages | Jan 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-103-0009-000 |
| Primary APN | 74-01-103-0009-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 161 ft deep x 46.4 ft wide |
| Garage Area | 1,080 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 ALGONA LN |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 11 & PART OF LOT 12 BEG AT SE COR OF LOT 12, TH NELY 38' ON ELY LOT LINE, TH N 50D 13M W 4' WITH SLY LOT LINE TH SWLY TO |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | ALGONA PARK |
| Legal Lot Number | 11-12 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 649000 |
115 Algona Ln is owned by an individual who bought it in January 2021.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2324 ALGONA CT, ALGONAC, MI 48001-1155 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on File |
| Deed Sale | Jan 19, 2021 · Amount on File |
| Deed Document Number | 20211250 |
| Deed Book / Page | 5303 / 16 |
| Prior Transfer Date | Jun 18, 2008 |
| Prior Transfer Doc | 003869/003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 19, 2021 |
| Property Address | 115 ALGONA LN, ALGONAC, MI 48001-1106 |
| Document Number | 0053020016 |
| Book / Page | 005302 / 000016 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $387.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2324 ALGONA CT ALGONAC MI 480011155, ALGONAC, MI 48001-1155 |
The 2025 property tax bill for 115 Algona Ln was $1,945, up 2.4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,700 (+5.67%) | $89,400 | |
| 2025 | $1,945.00 (+2.42%) | $42,300 | |
| 2024 | $1,899.00 | $84,600 | |
| 2023 | $33,600 | ||
| 2022 | $1,674.00 | $67,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Algona Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Algona Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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