Lawrence County property record for 115 5th Ave S, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 880 sqft · built 1960 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Jun 2026) |
| Tax Bill | $424 (2023) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050151H B 00800 |
| Primary APN | 050151H B 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 150 ft deep x 88 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 115 5TH AVE S |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: HAYES; BLOCK: 3 |
| Legal Subdivision | HAYES |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 960700 |
Source: Lawrence County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 5TH AVE S, LORETTO, TN 38469-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Jun 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Jan 9, 2023 | Warranty Deed, Transfer · Commercial Mortgage LAWRENCEBURG FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Prior Sale | Jan 9, 2023 · Amount on Record |
| Deed Document Number | 20263419 |
| Deed Book / Page | 827 / 731 |
| Transfer Doc | 0189000175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jun 5, 2026 |
| Property Address | 115 5TH AVE S, LORETTO, TN 38469-2113 |
| Document Number | 0000827731 |
| Book / Page | 827 / 731 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20263419 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,318.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 5TH AVE S, LORETTO, TN 38469-2113 |
| Document Number | 0000003420, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20263420 |
| Name | PEOPLES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jun 5, 2026 |
| Property Address | 115 5TH AVE S, LORETTO, TN 38469-2113 |
| Document Number | 0000003419 |
| Book / Page | 827 / 731 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20263419 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,318.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 5TH AVE S, LORETTO, TN 38469-2113 |
| Document Number | 0000003420, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20263420 |
| Name | PEOPLES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jan 9, 2023 |
| Property Address | 115 5TH AVE S, LORETTO, TN 38469-2113 |
| Document Number | 0000070125 |
| Book / Page | 701 / 25 |
| Map Reference | MB 96 PG 24 |
| Instrument Date | Jan 6, 2023 |
| Instrument | 23000146 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 5TH AVE S, LORETTO, TN 38469-2113 |
| Document Number | 0023000147 |
|---|---|
| Date | Jan 9, 2023 |
| Instrument | 23000147 |
| Name | LAWRENCEBURG FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2053 |
| Rate Type | Adjustable Rate |
|---|
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,100 (-16.11%) Land $1,125 Building $16,975 | ||
| 2023 | $424.00 | $21,575 (+19.2%) Land $1,125 Building $20,450 | |
| 2022 | $424.00 | $18,100 Land $1,125 Building $16,975 | $72,400 Land $4,500 Building $67,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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