115 4th St, Silver Cliff (Westcliffe), CO 81252 Property Records

Custer County property record for 115 4th St, Silver Cliff, CO 81252

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 2000
Lot Size	0.292 acres (12,736 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Dec 2018)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2018 Sale & Mortgage
APN	`0010181499`

Property Details

APN / Parcel Number

Primary APN	`0010181499`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,584 sqft Heated Area
Gross Area	3,770 sqft
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft
Finished Basement	1,170 sqft
Unfinished Basement	1,170 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,736 sqft (0.292 acres)
Garage Type	Detached
Garage Area	480 sqft
Porch	Slab
Porch Area	536 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	115 4TH ST
City	SILVER CLIFF
State	CO
Zip	81252-8831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 & 16 BLK 195 SILVER CLIFF
Legal Subdivision	SILVER CLIFF
Legal Block	195
Legal Lot Number	15-16
Jurisdiction	CUSTER CO
Township / Civil Division	WESTCLIFFE
Census Block Group	3
Census Block	3035
Census Tract	970102

Owner

Source: Custer County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3911 OUTLOOK BLVD, PUEBLO, CO 81008-1624
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 12, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Aug 3, 2005 · Amount on Record
Deed Document Number	2018234160
Prior Transfer Date	Jun 21, 2002
Prior Transfer Doc	0432000199
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	115 4TH ST, SILVER CLIFF, CO 81252-8831
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000237049
Date	Jan 8, 2020
Instrument	237049

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 19, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Dec 12, 2018
Property Address	115 4TH ST, SILVER CLIFF, CO 81252-8831
Document Number	0000234160
Instrument Date	Nov 30, 2018
Instrument	234160
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	UNITED TITLE, UNIFIED TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3911 OUTLOOK BLVD, PUEBLO, CO 81008-1624

Mortgage

Document Number	0000234161
Date	Dec 12, 2018
Instrument	234161

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Custer County
Municipality	Silver Cliff Town
Unified School District	Custer County School District C-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,225.00 (+15.7%)	$30,370 (-3.19%)	$485,869 (+3.78%)
2023	$1,923.00 (+12.46%)	$31,370 (+28.3%)	$468,194 (+36.94%)
2022	$1,710.00	$24,450 Land $1,290 Building $23,160	$341,897 Land $18,000 Building $323,897

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND MOUNTAIN WSD serves 1,950 people · EPA ID CO0114500
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
Hilltop Broadband Fixed Wireless	50 / 15
Visionary Broadband Fixed Wireless	25 / 3

May also be available: AT&T.

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