115 4th St, Andover, IL 61233 Property Records

Henry County property record for 115 4th St, Andover, IL 61233

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1969
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on Record
Last Sale	$89,500 (Feb 2021)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2024 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`17-08-479-003`

Property Details

APN / Parcel Number

Primary APN	`17-08-479-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Construction Type	Frame
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	330 ft deep x 135 ft wide
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	115 4TH ST
City	ANDOVER
State	IL
Zip	61233-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W PT LT 85 ORIGINAL TOWN VILLAGE OF ANDOVER
Legal Subdivision	ORIGINAL TOWN VILLAGE OF ANDOVER
Legal Block	479
Legal Lot Number	85
Jurisdiction	HENRY IL
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2024
Census Tract	30202

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	115 4TH ST, ANDOVER, IL 61233-1232
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK SAVINGS
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK ILLINOIS
Feb 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Feb 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Jan 13, 2021	Quit Claim Deed, Transfer ATTORNEY
Jan 13, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Jan 13, 2021 · Amount on Record
Deed Document Number	202120-2101087
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Recording Date	May 8, 2026
Property Address	115 4TH ST, ANDOVER, IL 61233-1232
Document Number	0000002208
Instrument Date	May 1, 2026
Instrument	20262208
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002208,
Date	May 8, 2026
Instrument	20262208

Lender

Name	CENTRAL BANK SAVINGS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	115 4TH ST, ANDOVER, IL 61233-1232
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001477
Date	Apr 8, 2024
Instrument	20-2401477

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 3, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 22, 2021
Property Address	115 4TH ST, ANDOVER, IL 61233-1232
Document Number	0202101087
Instrument Date	Feb 17, 2021
Instrument	20-2101087
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 S YATES ST, ALPHA, IL 61413-9530

Mortgage

Document Number	0202101111
Date	Feb 22, 2021
Instrument	20-2101111

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 22, 2021
Property Address	115 4TH ST, ANDOVER, IL 61233-1232
Document Number	0000001087
Instrument Date	Feb 17, 2021
Instrument	20-2101087
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 S YATES ST, ALPHA, IL 61413-9530

Mortgage

Document Number	0000001111
Date	Feb 22, 2021
Instrument	20-2101111

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Jan 13, 2021
Property Address	115 4TH ST, ANDOVER, IL 61233-1232
Document Number	0202100280
Instrument Date	Oct 26, 2020
Instrument	20-2100280
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 ESSINGTON RD # RDB-437, 2405, JOLIET, IL 60435-1200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 ESSINGTON RD # B-437, B, JOLIET, IL 60435-1204

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Jan 13, 2021
Property Address	115 4TH ST, ANDOVER, IL 61233-1232
Document Number	0000000280
Instrument Date	Oct 26, 2020
Instrument	20-2100280
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 ESSINGTON RD # RDB-437, 2405, JOLIET, IL 60435-1200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 ESSINGTON RD # B-437, B, JOLIET, IL 60435-1204

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 9, 2020
Property Address	115 4TH ST, ANDOVER, IL 61233-1232
Document Number	0000005899
Instrument Date	Sep 9, 2020
Instrument	5899
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2405 ESSINGTON RD #B-437 JOLIET IL 604351200, B-437, JOLIET, IL 60435-1200

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Dec 26, 2018
Property Address	115 4TH ST, ANDOVER, IL 61233-1232
Document Number	0000007094
Instrument Date	Dec 18, 2018
Instrument	7094
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 791 ORION IL 612730791, ORION, IL 61273-0791

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Andover Village
County	Henry County
County Subdivision	Andover Township
Unified School District	Orion Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 (+3.35%)	$39,737 (+23.26%) Land $7,662 Building $32,075	$119,211 (+23.26%) Land $22,986 Building $96,225
2022		$32,239 Land $6,216 Building $26,023	$96,717 Land $18,648 Building $78,069
2021	$2,360.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER serves 565 people · EPA ID IL0730100
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Diverse Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Cambridge Telcom Services Fixed Wireless	100 / 20

May also be available: Nextlink.

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