Clay County property record for 115 4th Ave W, Sabin, MN 56580
| Property Type | Single Family Home |
|---|---|
| Details | built 1979 |
| Lot Size | 0.31 acres (13,635 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Oct 2018) |
| Tax Bill | $3,136 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 59.225.0220 |
| Primary APN | 59.225.0220 |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 13,635 sqft (0.31 acres) |
| Street Address | 115 4TH AVE W |
|---|---|
| City | SABIN |
| State | MN |
| Zip | 56580-4124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME KOEHLS 1ST ADD SUBDIVISIONCD 59225 LOT 10 2 SABIN CITY |
| Legal Range | 47 |
| Legal Township | 138 |
| Legal Section | 07 |
| Legal Subdivision | KOEHLS 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | SABIN |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 30110 |
115 4th Ave W is owned and occupied by two individuals who bought it in October 2018.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 4TH AVE W, SABIN, MN 56580-4124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT |
| Oct 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2018 · Amount on File |
| Deed Sale | Oct 4, 2018 · Amount on File |
| Prior Sale | May 31, 2016 · Amount on File |
| Deed Document Number | 2018784048 |
| Prior Transfer Date | Dec 21, 2005 |
| Prior Transfer Doc | 0000622443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 115 4TH AVE W, SABIN, MN 56580-4124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000800208 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 800208 |
| Name | AMERICAN MTG & EQUITY CONSULT |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Oct 4, 2018 |
| Property Address | 115 4TH AVE W, SABIN, MN 56580-4124 |
| Document Number | 0000784048 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 784048 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | F M TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 4TH AVE W, SABIN, MN 56580-4124 |
| Document Number | 0000784049 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 784049 |
| Name | AMERICAN MTG & EQUITY CONSULT |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 115 4th Ave W was $3,136 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Sabin City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,136.00 Homeowner's exemption | $240,400 (+1.69%) Land $31,000 Building $209,400 | $240,400 (+1.69%) Land $31,000 Building $209,400 |
| 2025 | $236,400 Land $31,000 Building $205,400 | $236,400 Land $31,000 Building $205,400 | |
| 2023 | $3,092.00 Homeowner's exemption | $244,900 Land $31,000 Building $213,900 | $244,900 Land $31,000 Building $213,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 4th Ave W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 4th Ave W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sabin serves 629 people · EPA ID MN1140010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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