Wabasha County property record for 115 4th Ave NW, Elgin, MN 55932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 1976 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,268 (2026) |
| Deeds & Mortgages | Apr 2017 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R19.00210.00 |
| Primary APN | R19.00210.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,220 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Porch | Enclosed Porch |
| Porch Area | 246 sqft |
| Deck Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 4TH AVE NW |
|---|---|
| City | ELGIN |
| State | MN |
| Zip | 55932-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-108 RANGE-012 SIEMS ADDITION LOT-007 BLOCK-001 .26 AC & S1/2 OF LOT 6 BLK 1 (WWW) |
| Legal Range | 12 |
| Legal Township | 108 |
| Legal Section | 28 |
| Legal Subdivision | SIEMS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | WABASHA MN |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 490500 |
115 4th Ave NW is owned and occupied by two individuals who acquired it in February 2008.
Source: Wabasha County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 4TH AVE NW, ELGIN, MN 55932-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2008 |
| Deed Sale | Feb 19, 2008 |
| Prior Sale | Aug 3, 2006 |
| Deed Document Number | 20081286553 |
| Prior Transfer Date | Jul 24, 2006 |
| Prior Transfer Doc | 0001278371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 115 4TH AVE NW, ELGIN, MN 55932-9602 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000326904 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 326904 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 115 4TH AVE NW, ELGIN, MN 55932-9602 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000338991 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 338991 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2030 |
The 2026 property tax bill for 115 4th Ave NW was $3,268 with a homeowner's exemption.
Source: Wabasha County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wabasha County |
| Municipality | Elgin City |
| Unified School District | Plainview-Elgin-Millville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,268.00 Homeowner's exemption | $261,100 Land $40,000 Building $221,100 | $261,100 Land $40,000 Building $221,100 |
| 2023 | $3,288.00 Homeowner's exemption | $243,700 Land $30,000 Building $213,700 | $243,700 Land $30,000 Building $213,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 4th Ave NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 4th Ave NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Elgin serves 1,115 people · EPA ID MN1790001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
5G and 4G LTE (outdoors only)
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