115 3rd St NW, Waucoma, IA 52171 Property Records

Fayette County property record for 115 3rd St NW, Waucoma, IA 52171

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,845 sqft · built 1900
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Dec 2022)
Tax Bill	$2,138 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0109303001`

Property Details

APN / Parcel Number

Primary APN	`0109303001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
1st Floor Area	384 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	1,236 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	288 sqft
Patio Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	115 3RD ST NW
City	WAUCOMA
State	IA
Zip	52171-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & W 1/2 LOT 2 BLK 1 N. WAUCOMA ADD
Legal Subdivision	WAUCOMA
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	FAYETTE IA
Township / Civil Division	EDEN
Census Block Group	2
Census Block	2022
Census Tract	80700

Owner

115 3rd St NW is owned and occupied by an individual who bought it in December 2022.

Source: Fayette County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	115 3RD ST NW, WAUCOMA, IA 52171-9446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS SAVINGS BANK
Dec 5, 2022	Warranty Deed, Transfer
Jun 11, 2020	Quit Claim Deed, Transfer · Conventional Mortgage MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Deed Document Number	20223796
Deed Book / Page	2022 / 3796
Prior Transfer Date	Jun 5, 2020
Prior Transfer Doc	02020/1734
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	115 3RD ST NW, WAUCOMA, IA 52171-9446
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1734
Date	Jun 11, 2020
Book Page	2020/1734
Instrument	2020-1734

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 5, 2045

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	115 3RD ST NW, WAUCOMA, IA 52171-9446
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1733
Date	Jun 11, 2020
Book Page	2020/1733
Instrument	2020-1733

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	115 3RD ST NW, WAUCOMA, IA 52171-9446
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2769
Date	Sep 2, 2022
Book Page	2022/2769
Instrument	2022-2769

Lender

Name	CITIZENS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Dec 5, 2022
Property Address	115 3RD ST NW, WAUCOMA, IA 52171-9446
Document Number	02022/3796
Book / Page	2022 / 3796
Instrument Date	Sep 30, 2022
Instrument	2022-3796
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 3RD ST NW, WAUCOMA, IA 52171-9446

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE IA
Recording Date	Jun 11, 2020
Property Address	115 3RD ST NW, WAUCOMA, IA 52171-9446
Document Number	2020/1732
Book / Page	2020 / 1732
Instrument Date	Jun 5, 2020
Instrument	2020-1732
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 3RD ST NW, WAUCOMA, IA 52171-9446

Mortgage

Document Number	2020/1733
Date	Jun 11, 2020
Book Page	2020/1733
Instrument	2020-1733

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 115 3rd St NW was $2,138.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Waucoma City
Unified School District	Turkey Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,138.00	$144,180 (-) Land $7,490 Building $136,690	$144,180 (-) Land $7,490 Building $136,690
2025	$2,138.00 (+6.05%)	$144,180 Land $7,490 Building $136,690	$144,180 Land $7,490 Building $136,690
2024	$2,016.00
2023		$125,170 (+27.91%) Land $7,490 Building $117,680	$125,170 Land $7,490 Building $117,680
2022	$1,464.00 Homeowner's exemption	$97,860 Land $6,240 Building $91,620
2021			$97,860 Land $6,240 Building $91,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 3rd St NW in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (2008–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 3rd St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUCOMA WATER SUPPLY serves 229 people · EPA ID IA3375001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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