115 3rd St N, Columbus, MS 39701 Property Records

Lowndes County property record for 115 3rd St N, Columbus, MS 39701

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	1,500 sqft · built 1985
Lot Size	0.184 acres (8,052 sqft)
Owner	Individual Name on File
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`61W090008800`

Property Details

APN / Parcel Number

Primary APN	`61W090008800`
Alternative APNs	`015440` `15440`

Interior

Building Area	1,500 sqft
1st Floor Area	1,500 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1985
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	8,052 sqft (0.184 acres)
Lot Dimensions	132 ft deep x 61 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	015440
Street Address	115 3RD ST N
City	COLUMBUS
State	MS
Zip	39701
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	TESTING LAB 115 3RD ST N BLOCK 0
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	NORTH OF MAIN
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	3
Census Block	3054
Census Tract	902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Columbus Historic District (Additional Documentation) listed 1982 · 9 contributing resources · NRIS 82003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

115 3rd St N, a commercial property, is owned by an individual who acquired it in August 2018.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	60 PHILLIPS HILL RD, COLUMBUS, MS 39702-8214
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018
Deed Sale	Aug 21, 2018
Deed Document Number	0020186084
Deed Book / Page	2018 / 6084
Record Updated	Jun 8, 2026

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 30, 2018
Property Address	115 3RD ST N, COLUMBUS, MS 39701-4538
Document Number	0020182920
Book / Page	002018 / 022920
Instrument Date	Oct 29, 2018
Transaction Type	Construction Loan
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5209 HIGHWAY 182 E COLUMBUS MS 397028226, COLUMBUS, MS 39702-8226

Mortgage

Document Number	20182920
Date	Oct 30, 2018
Book Page	002018/022920

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 29, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 115 3rd St N was $1,131, up 1.3% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,131.00 (+1.25%)	$6,914	$46,090 Land $8,690 Building $37,400
2024	$1,117.00 (+18.08%)
2023	$946.00	$5,779	$38,520 Land $8,690 Building $29,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 3rd St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 3rd St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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