115 191st St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 115 191st St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,417 sqft · built 2022
Lot Size	0.24 acres (10,457 sqft)
Owner	Individual Name on File
Last Sale	$560,950 (Aug 2023)
Tax Bill	$6,578 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500517-0-120`

Property Details

APN / Parcel Number

Primary APN	`500517-0-120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,417 sqft Living Area
Gross Area	2,813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,457 sqft (0.24 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	115 191ST STREET CT E
City	SPANAWAY
State	WA
Zip	98387-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 43 PACIFIC RIDGE ESTATES: L 12 TOG/W UNDIV INT IN TRACTS A, B & C EASE OF REC OUT OF 03-19-33-4-019 SEG 2022-0069 08/25/21 JP
Legal Subdivision	PACIFIC RIDGE ESTATES
Legal Lot Number	12
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1004
Census Tract	71416

Owner

115 191st St Ct E is owned and occupied by an individual who bought it in August 2023.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	115 191ST STREET CT E, SPANAWAY, WA 98387-4604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 1, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage CALIBER HOME LOANS INC
Sep 16, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Deed Document Number	2023230
Prior Transfer Date	Sep 2, 2021
Prior Transfer Doc	0000000034
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	115 191ST STREET CT E, SPANAWAY, WA 98387-4604
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 191ST STREET CT E, SPANAWAY, WA 98387-4604

Mortgage

Document Number	0002270076
Date	Feb 27, 2026
Instrument	202602270076

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 1, 2023
Property Address	115 191ST STREET CT E, SPANAWAY, WA 98387-4604
Document Number	0008010230
Map Reference	DOC 202108095001
Instrument Date	Jul 21, 2023
Instrument	202308010230
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,039.91
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 191ST STREET CT E, SPANAWAY, WA 98387-4604

Mortgage

Document Number	0008010231
Date	Aug 1, 2023
Instrument	202308010231

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 16, 2021
Property Address	115 191ST STREET CT E, SPANAWAY, WA 98387-4604
Document Number	0009160034
Map Reference	DOC 202108095001
Instrument Date	Sep 2, 2021
Instrument	202109160034
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12815 CARYON RD EAST #M # M, M, PUYALLUP, WA 98373-5104

Tax Assessment & Valuation

The 2026 property tax bill for 115 191st St Ct E was $6,578, up 3.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,578.00 (+3.23%)	$559,700 Land $180,800 Building $378,900	$559,700 Land $180,800 Building $378,900
2025	$6,372.00 (+1.69%)
2024	$6,266.00 (+195.43%)	$544,300 (+223.99%) Land $192,900 Building $351,400	$544,300 (+223.99%) Land $192,900 Building $351,400
2023	$2,121.00	$168,000 Land $168,000	$168,000 Land $168,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 191st St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 191st St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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