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115 17th St, Spencer, NC 28159 Property Records

Rowan County property record for 115 17th St, Spencer, NC 28159 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,375 sqft · built 1972
Lot Size0.44 acres (19,136 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Dec 2020)
Tax Bill$1,783 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN030 171

Property Details

APN / Parcel Number

Primary APN030 171
Alternative APN
  • 6343749

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,375 sqft Living Area
1st Floor Area1,375 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Lot Area19,136 sqft (0.44 acres)
Lot Dimensions208 ft deep x 92 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchPorch
Porch Area112 sqft
Deck Area144 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address115 17TH ST
CitySPENCER
StateNC
Zip28159-1942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL6 BB
Legal SubdivisionELIZABETH HEIGHTS
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2000
Census Tract52000

Owner

Source: Rowan County records · APN 030 171

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address115 17TH ST, SPENCER, NC 28159-1942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Warranty Deed, Transfer · FHA Mortgage
CITY FIRST MORTGAGE SERVICES LLC
May 26, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2020 · Amount on Record
Deed SaleDec 11, 2020 · Amount on Record
Deed Book / Page1362 / 928
Prior Transfer DateMay 26, 2017
Prior Transfer Doc0012900541
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateDec 11, 2020
Property Address115 17TH ST, SPENCER, NC 28159-1942
Document Number0013620928
Book / Page1362 / 928
Map ReferenceMB 953
Instrument DateDec 11, 2020
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address370 PERRELL RD, 370, WOODLEAF, NC 27054-9388

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address115 17TH ST, SPENCER, NC 28159-1942

Mortgage

Document Number1362929
DateDec 11, 2020
Instrument1362/929
Lender
NameCITY FIRST MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMay 26, 2017
Property Address115 17TH ST, SPENCER, NC 28159-1942
Document Number0012900541
Book / Page001290 / 000541
Instrument DateMay 26, 2017
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 S DEERFIELD CIR SALISBURY NC 281477784, SALISBURY, NC 28147-7784

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,783.00$157,870 (-) Land $28,000 Building $129,870
2023$1,783.00$157,870 Land $28,000 Building $129,870$157,870 Land $28,000 Building $129,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590520002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2005–2018)
Most Recent ClaimSep 2018, river or lake flooding, Hurricane Florence

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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