115 16th St, Richmond, CA 94801 Property Records

Contra Costa County property record for 115 16th St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 942 sqft · built 1926
Lot Size	0.065 acres (2,850 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Oct 2018)
Tax Bill	$8,374 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`540-240-018-7`

Property Details

APN / Parcel Number

Primary APN	`540-240-018-7`
Alternative APN	`540-240-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	942 sqft Living Area
1st Floor Area	942 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1960
Lot Area	2,850 sqft (0.065 acres)
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	115 16TH ST
City	RICHMOND
State	CA
Zip	94801-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CITY OF RICHMOND POR LOTS 22,23 & 24 BLK 71
Legal Subdivision	RICHMOND AMD
Legal Block	71
Legal Lot Number	22
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	377000

Owner

115 16th St is owned and occupied by two individuals who bought it in October 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 16TH ST, RICHMOND, CA 94801-3607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Oct 15, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jun 28, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY
Sep 4, 2018	Grant Deed CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on File
Deed Sale	Oct 15, 2018 · Amount on File
Prior Sale	Jun 28, 2018 · Amount on File
Deed Document Number	2018163530
Prior Transfer Date	Jun 21, 2018
Prior Transfer Doc	0000141209
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	115 16TH ST, RICHMOND, CA 94801-3607
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 16TH ST, RICHMOND, CA 94801-3607

Mortgage

Document Number	0000236117
Date	Oct 13, 2020
Instrument	2020-236117

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 15, 2018
Property Address	115 16TH ST, RICHMOND, CA 94801-3607
Document Number	0000163530
Map Reference	MB D PG 74
Instrument Date	Oct 10, 2018
Instrument	2018-163530
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 16TH ST, RICHMOND, CA 94801-3607

Mortgage

Document Number	0000163531
Date	Oct 15, 2018
Instrument	2018-163531

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Mortgage

Document Number	0000163531
Date	Oct 15, 2018
Instrument	2018-163531

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	115 16TH ST, RICHMOND, CA 94801-3607
Document Number	0000109894
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000109894
Date	Jul 11, 2018
Instrument	109894

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 28, 2018
Property Address	115 16TH ST, RICHMOND, CA 94801-3607
Document Number	0000103184
Instrument Date	Jun 21, 2018
Instrument	103184
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$291.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

September 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 4, 2018
Property Address	115 16TH ST, RICHMOND, CA 94801-3607
Document Number	0000141209
Instrument Date	Jun 21, 2018
Instrument	141209
Record Updated	Sep 13, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$291.50
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 115 16th St was $8,374 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,641 (+2%) Land $341,347 Building $159,294
2025	$8,374.00 Homeowner's exemption	$490,825 Land $334,654 Building $156,171
2023	$8,083.00 (+1.87%) Homeowner's exemption	$471,767 Land $321,660 Building $150,107
2022	$7,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 115 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 115 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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