Hernando County property record for 11498 Fortune St, Spring Hill, FL 34609 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,783 sqft · built 2005 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,371 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5160-1026-0010 |
| Primary APN | R32-323-17-5160-1026-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,783 sqft Living Area |
| 1st Floor Area | 1,783 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 121 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 64 sqft |
| Patio Area | 140 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00299331 |
|---|---|
| Street Address | 11498 FORTUNE ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 16 BLK 1026 LOT 1 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 17 |
| Legal Subdivision | SPRING HILL UNIT 16 |
| Legal Block | 1026 |
| Legal Lot Number | 1 |
| Legal Unit | 16 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 41006 |
Source: Hernando County records · APN R32-323-17-5160-1026-0010
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11498 FORTUNE ST, SPRING HILL, FL 34609-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 06, 2018 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2025 |
| Deed Sale | Jan 16, 2025 |
| Prior Sale | Dec 27, 2005 · Amount on Record |
| Deed Document Number | 0004514777 |
| Deed Book / Page | 3558 / 1827 |
| Prior Transfer Date | Mar 06, 2018 |
| Prior Transfer Doc | 2018013042 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11498 FORTUNE ST, SPRING HILL, FL 34609-2209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038521455 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 3852/1455 |
| Instrument | 2020036656 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 19, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 06, 2018 |
| Property Address | 11498 FORTUNE ST, SPRING HILL, FL 34609-2209 |
| Document Number | 0035581827 |
| Book / Page | 3558 / 1827 |
| Map Reference | MB9 PG18-30 |
| Instrument Date | Mar 05, 2018 |
| Instrument | 2018013042 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | ALLIANCE TITLE OF THE TREASU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 DRAKE WAY, 130, SEBASTIAN, FL 32958-6479 |
| Name | Verified Name |
|---|---|
| Address | 11498 FORTUNE ST, SPRING HILL, FL 34609-2209 |
| Document Number | 2018013043 |
|---|---|
| Date | Mar 06, 2018 |
| Instrument | 2018013043 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,371.00 (+5.71%) Additional exemption filed | $167,953 (+5.99%) | $287,219 (+3.27%) Land $49,089 Building $238,130 |
| 2023 | $158,466 Land $158,466 | ||
| 2022 | $1,297.00 | $278,113 Land $40,833 Building $237,280 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530410062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Open Infra | Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone | Fiber | 5,000 / 5,000 |
| Tillman Global Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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