11497 Cotton Cloud Dr, Rancho Cucamonga, CA 91701 Property Records

San Bernardino County property record for 11497 Cotton Cloud Dr, Rancho Cucamonga, CA 91701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 1998
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$840,000 (Dec 2025)
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1089-151-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1089-151-05-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,001 sqft
2nd Floor Area	1,015 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11497 COTTON CLOUD DR
City	RANCHO CUCAMONGA
State	CA
Zip	91701-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15797-1 LOT 5 BOOK 266 PAGE 69 TRACT 15797-1 LOT 5
Legal Subdivision	TRACT 15797
Legal Tract	15797-1
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2016
Census Tract	2031

Owner

11497 Cotton Cloud Dr is owned by a company that bought it in December 2025.

Source: San Bernardino County records, as of October 16, 2026

Owner of Record	Company Name on File
Mailing Address	6124 HICKORY TREE TRL, BLOOMFIELD HILLS, MI 48301-1342
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 30, 2025	Grant Deed, Transfer STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Oct 25, 2012
Deed Document Number	2025317547
Prior Transfer Date	Oct 15, 2012
Prior Transfer Doc	0000443374
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11497 COTTON CLOUD DR, RANCHO CUCAMONGA, CA 91701-9246
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11497 COTTON CLOUD DR, RANCHO CUCAMONGA, CA 91701-9246
Investor	Possibly a Property Investor

Mortgage

Document Number	0000164877
Date	Apr 12, 2021
Instrument	2021-0164877

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 30, 2025
Property Address	11497 COTTON CLOUD DR, RANCHO CUCAMONGA, CA 91701-9246
Document Number	0000317547
Map Reference	MB 266 PG 69-72
Instrument Date	Dec 28, 2025
Instrument	2025-0317547
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6124 HICKORY TREE TRL, BLOOMFIELD HILLS, MI 48301-1342

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11497 COTTON CLOUD DR, RANCHO CUCAMONGA, CA 91701-9246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209767
Date	May 22, 2017
Instrument	2017-0209767

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11497 Cotton Cloud Dr was $4,143.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$840,000 (+75.2%) Land $210,000 Building $630,000
2025	$4,143.00 Disabled Person's exemption	$479,439 Land $119,860 Building $359,579
2023	$5,713.00 (+1.56%)	$460,822 Land $115,206 Building $345,616
2022	$5,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11497 Cotton Cloud Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11497 Cotton Cloud Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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