Hernando County property record for 11495 Cavern Rd, Spring Hill, FL 34609 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,047 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2023) |
| Tax Bill | $3,452.00 (2025) |
| Primary APN | R32-323-17-5160-1044-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 2,047 sqft Living Area |
| 1st Floor | 2,047 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 125 ft x 80 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 360 sqft Garage |
| Patio Area | 198 sqft Patio |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 10 sqft Porch |
| Utility Building | 80 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00578413 |
|---|---|
| Street Address | 11495 CAVERN RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-1902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 16 BLK 1044 LOT 6 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 08 |
| Legal Subdivision | SPRING HILL UNIT 16 |
| Legal Block | 1044 |
| Legal Lot Number | 6 |
| Legal Unit | 16 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | SPRING HILL |
| Census Blockgroup | 3 |
| Census Block | 3035 |
| Census Tract | 41006 |
Source: Hernando County records · APN R32-323-17-5160-1044-0060
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11495 CAVERN RD, SPRING HILL, FL 34609-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage OBSIDIAN FINANCIAL SERVICES INC |
| Sep 17, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2023 · Amount on Record |
| Deed Sale | Oct 19, 2023 · Amount on Record |
| Prior Sale | Sep 17, 2021 · Amount on Record |
| Deed Doc Number | 2023067255 |
| Deed Book / Page | 4356 / 639 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 19, 2023 |
| Property Address | 11495 CAVERN RD, SPRING HILL, FL 34609-1902 |
| Document Number | 0043560639 |
| Book / Page | 4356 / 639 |
| Map Reference | MB 9 PG 18-30 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 2023067255 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | FIRST TITLE SOURCE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 RAND RD, PORTLAND, ME 04102-1407 |
| Name | Verified Name |
|---|---|
| Address | 11495 CAVERN RD, SPRING HILL, FL 34609-1902 |
| Document Number | 0004356641 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 4356/641 |
| Name | OBSIDIAN FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 17, 2021 |
| Property Address | 11495 CAVERN RD, SPRING HILL, FL 34609-1902 |
| Document Number | 0040570641 |
| Book / Page | 4057 / 641 |
| Map Reference | MB 9 PG 18-30 |
| Instrument Date | Sep 01, 2021 |
| Instrument | 2021070216 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | TITLE US LLC, TITLE USA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8808 TOWNSQUARE DRIVE SOUTH, 8808, DAYTONA BEACH SHORES, FL 32116 |
| Name | Verified Name |
|---|---|
| Address | 11495 CAVERN RD, SPRING HILL, FL 34609-1902 |
| Document Number | 4057642 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 4057/642 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,452.00 (-17.08%) Additional exemption filed | $281,261 (+2.59%) Land $36,575 Building $244,686 | $281,261 (+2.59%) Land $36,575 Building $244,686 |
| 2023 | $274,155 (+6.56%) Land $39,110 Building $235,045 | ||
| 2022 | $4,163.00 | $257,270 Land $21,945 Building $235,325 | $274,155 Land $30,400 Building $243,755 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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