11495 Baker Rd, Frankenmuth, MI 48734 Property Records

Saginaw County property record for 11495 Baker Rd, Frankenmuth, MI 48734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,220 sqft · built 1976
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Feb 2010)
Tax Bill	$3,662 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-11-6-11-3002-002`

Property Details

APN / Parcel Number

Primary APN	`14-11-6-11-3002-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,220 sqft Living Area
1st Floor Area	1,127 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	11495 BAKER RD
City	FRANKENMUTH
State	MI
Zip	48734-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 248 FT OF E 330 FT OF RESERVE LOT 2 1.88 ACRES SEC 11 T11N R6E
Legal Range	06E
Legal Township	11N
Legal Section	11
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAGINAW MI
Township / Civil Division	FRANKENMUTH
Census Block Group	3
Census Block	3005
Census Tract	11302

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11495 BAKER RD, FRANKENMUTH, MI 48734-9746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Balloon Mortgage FRANKENMUTH CREDIT UNION
Oct 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Sep 4, 2020	Quit Claim Deed ATTORNEY ONLY
Aug 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FRANKENMUTH CU
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2010 · Amount on Record
Deed Sale	Feb 11, 2010 · Amount on Record
Deed Document Number	20103230
Deed Book / Page	2567 / 1226
Last Transfer Date	Aug 27, 2020
Transfer Doc	0000022355
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jun 1, 2026
Property Address	11495 BAKER RD, FRANKENMUTH, MI 48734-9746
Document Number	0000014426
Instrument Date	May 26, 2026
Instrument	202614426
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11495 BAKER RD, FRANKENMUTH, MI 48734-9746

Mortgage

Document Number	0000014426,
Date	Jun 1, 2026
Instrument	202614426

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Balloon
Rate	5.64%
Initial Type	Balloon
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11495 BAKER RD, FRANKENMUTH, MI 48734-9746
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11495 BAKER RD, FRANKENMUTH, MI 48734-9746

Mortgage

Document Number	2021032488
Date	Oct 7, 2021
Instrument	2021032488

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11495 BAKER RD, FRANKENMUTH, MI 48734-9746
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11495 BAKER RD, FRANKENMUTH, MI 48734-9746

Mortgage

Document Number	2021022031
Date	Jun 22, 2021
Instrument	2021022031

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 4, 2020
Property Address	11495 BAKER RD, FRANKENMUTH, MI 48734-9746
Document Number	0000022355
Instrument Date	Aug 27, 2020
Instrument	22355
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11495 BAKER RD FRANKENMUTH MI 487349746, FRANKENMUTH, MI 48734-9746

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Aug 24, 2020
Property Address	11495 BAKER RD, FRANKENMUTH, MI 48734-9746
Document Number	2020020943
Instrument Date	Jul 30, 2020
Instrument	2020020943
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FLT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 W GENESEE ST # ST7, 328, FRANKENMUTH, MI 48734-1349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11495 BAKER RD, FRANKENMUTH, MI 48734-9746

Mortgage

Document Number	2020020944
Date	Aug 24, 2020
Instrument	2020020944

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11495 BAKER RD, FRANKENMUTH, MI 48734-9746
Document Number	0000026014
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11495 BAKER RD FRANKENMUTH MI 487349746, FRANKENMUTH, MI 48734-9746

Mortgage

Document Number	0000026014
Date	Sep 20, 2017
Instrument	26014

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2032

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Frankenmuth Township
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,200 (+0.83%)	$292,400 (+0.83%)
2025	$3,662.00 (+13.97%) Homeowner's exemption	$145,000 (+18.27%)	$290,000 (+18.27%)
2023		$122,600	$245,200
2022	$3,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Air Advantage Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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