Otsego County property record for 11492 Enchanted Dr, Frederic, MI 49733 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,000 (Aug 2002) |
| Tax Bill | $799 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Mortgage |
| APN | 091-200-000-347-00 |
| Primary APN | 091-200-000-347-00 |
|---|
| Lot Area | 48,352 sqft (1.11 acres) |
|---|---|
| Lot Width | 109 ft Width |
| Street Address | 11492 ENCHANTED DR |
|---|---|
| City | FREDERIC |
| State | MI |
| Zip | 49733-9636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 347 ENCHANTED FOREST NO. 2 SEC 36 T29N R3W |
| Legal Range | 03W |
| Legal Township | 29N |
| Legal Section | 36 |
| Legal Subdivision | ENCHANTED FOREST SUB |
| Legal Lot Number | 347 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | OTSEGO LAKE |
| Census Block Group | 1 |
| Census Block | 1131 |
| Census Tract | 950400 |
Source: Otsego County records · APN 091-200-000-347-00
Assessment roll updated October 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 130, WATERS, MI 49797-0130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL |
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2002 · Amount on Record |
| Deed Sale | Aug 19, 2002 · Amount on Record |
| Deed Book / Page | 874 / 445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 11492 ENCHANTED DR, FREDERIC, MI 49733 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11492 ENCHANTED DR, FREDERIC, MI 49733-9636 |
| Document Number | 0000001697/0000000094 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 0000001697/0000000094 |
| Name | DFCU FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Dec 01, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 11492 ENCHANTED DR, FREDERIC, MI 49733 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11492 ENCHANTED DR, FREDERIC, MI 49733-9636 |
| Document Number | 0000001697/0000000094 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 0000001697/0000000094 |
| Name | DFCU FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Dec 01, 2020 |
Source: Otsego County records · Assessment roll updated October 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Otsego Lake Township |
| Unified School District | Gaylord Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,900 (+0.78%) | $363,800 (+0.78%) | |
| 2025 | $799.00 (-43.61%) Homeowner's exemption | $180,500 (+51.94%) | $361,000 (+51.94%) |
| 2024 | $1,417.00 (+3.89%) | ||
| 2023 | $118,800 | $237,600 | |
| 2022 | $1,364.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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