11491 Co Rte 119, Addison, NY 14801 Property Records

Steuben County and Addison Town property record for 11491 Co Rte 119, Addison, NY 14801

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,016 sqft · built 1998
Lot Size	13 acres (566,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jan 2012)
Tax Bill	$2,776 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2017 Mortgage + 10 more
APN	`0000131-080`

Property Details

APN / Parcel Number

Primary APN	`0000131-080`
Alternative APN	`462089 331.00-01-034.110`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	896 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	566,280 sqft (13 acres)
Porch	Slab
Porch Area	608 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000131-080
Street Address	11491 COUNTY ROUTE 119
City	ADDISON
State	NY
Zip	14801-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	STOLFUS MADIGAN CR 119 CILIP
Legal Block	1
Legal Lot Number	34.110
Jurisdiction	STEUBEN NY
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2016
Census Tract	962200

Owner

Source: Steuben County and Addison Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2017	Deed of Trust, Mortgage CITIZENS & NORTHERN BANK
Nov 30, 2017	Deed of Trust, Mortgage CITIZENS & NORTHERN BANK
Jul 21, 2014	Deed of Trust, Mortgage CITIZENS & NORTHERN BANK
May 11, 2012	Deed of Trust, Mortgage FIRST HERITAGE FEDERAL CREDIT UNION
Oct 8, 2020	Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FEDERAL CREDIT UNION
Jan 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE FEDERAL CREDIT UNION
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FEDERAL CREDIT UNION
Jan 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE FEDERAL CREDIT UNION
Oct 8, 2020	Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FEDERAL CREDIT UNION
Jul 21, 2014	Intrafamily Transfer, Transfer JOHN MCCARTHY
Jan 20, 2012	Intrafamily Transfer, Transfer EVERENCE FEDERAL CREDIT UNION
Aug 3, 2007	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2012 · Amount on Record
Deed Sale	Jan 20, 2012 · Amount on Record
Prior Sale	Aug 3, 2007 · Amount on Record
Deed Book / Page	2369 / 278
Last Transfer Date	Jul 16, 2014
Transfer Doc	0000002492/000000029
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004151/0000000019
Date	Mar 16, 2017
Book Page	0000004151/0000000019

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004239/0000000288
Date	Nov 30, 2017
Book Page	0000004239/0000000288

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Amount	Amount Recorded

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003824/0000000153
Date	Jul 21, 2014
Book Page	0000003824/0000000153

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Amount	Amount Recorded

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003517/0000000240
Date	May 11, 2012
Book Page	0000003517/0000000240

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004594/344
Date	Oct 8, 2020
Book Page	4594/344
Instrument	DL1411

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004376/344
Date	Jan 28, 2019
Book Page	4376/344

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2028

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Recording Date	Apr 7, 2026
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448
Document Number	005271/313
Book / Page	5271 / 313
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5271000313,
Date	Apr 7, 2026
Book Page	5271/313

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.44%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4376/344
Date	Jan 28, 2019
Book Page	4376/344

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2028

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4594/344
Date	Oct 8, 2020
Book Page	4594/344
Instrument	DL1411

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate

July 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEUBEN NY
Recording Date	Jul 21, 2014
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448
Document Number	0000002492/0000000291
Book / Page	0000002492 / 0000000291
Instrument Date	Jul 16, 2014
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	JOHN MCCARTHY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448

January 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEUBEN NY
Recording Date	Jan 20, 2012
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448
Document Number	0000002369/0000000278
Book / Page	0000002369 / 0000000278
Instrument Date	Jan 19, 2012
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	JOHN MCMARTHY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448

Mortgage

Document Number	0000003475/0000000100
Date	Jan 20, 2012
Book Page	0000003475/0000000100

Lender

Name	EVERENCE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2042

August 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Aug 3, 2007
Property Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448
Document Number	0000002107/0000000309
Book / Page	0000002107 / 0000000309
Instrument Date	Jul 31, 2007
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11491 COUNTY ROUTE 119, ADDISON, NY 14801-9448

Tax Assessment & Valuation

Source: Steuben County and Addison Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Addison Town
Unified School District	Addison Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,776.00 (-0.29%) Homeowner's exemption
2025	$2,784.00 (+124.15%)	$120,800 (-) Land $51,500 Building $69,300	$123,265 (+2.04%) Land $52,551 Building $70,714
2023		$120,800 (+23.14%) Land $51,500 Building $69,300	$120,800 (+10.83%) Land $51,500 Building $69,300
2022		$98,100 Land $39,800 Building $58,300	$109,000 Land $44,222 Building $64,778
2021	$1,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1978–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims Severe Storms And Flooding, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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