11490 Elms Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 11490 Elms Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,824 sqft · built 1954
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$190 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-10-5-24-1010-000`

Property Details

APN / Parcel Number

Primary APN	`27-10-5-24-1010-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	1,824 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Lot Area	43,560 sqft (1 acres)
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	296 sqft
Patio Area	764 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11490 ELMS RD
City	BIRCH RUN
State	MI
Zip	48415-8461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 330 FT.OF S.132 FT.OF SE 1/4 OF NE 1/4. -- 1 ACRE SEC 24 T10N R5E
Legal Range	05E
Legal Township	10N
Legal Section	24
Jurisdiction	SAGINAW MI
Township / Civil Division	TAYMOUTH
Census Block Group	3
Census Block	3006
Census Tract	13000

Owner

11490 Elms Rd is owned and occupied by an individual who acquired it in June 2014.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	11490 ELMS RD, BIRCH RUN, MI 48415-8461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · FHA Mortgage CASON HM LNS
Jun 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 1, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 25, 2014
Transfer Doc	0000019474
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11490 ELMS RD, BIRCH RUN, MI 48415-8461
Document Number	0000022577
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6980 CANADA RD BIRCH RUN MI 484158465, BIRCH RUN, MI 48415-8465

Mortgage

Document Number	0000022577
Date	Sep 10, 2019
Instrument	22577

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11490 ELMS RD, BIRCH RUN, MI 48415-8461
Document Number	0000020622
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11490 ELMS RD BIRCH RUN MI 484158461, BIRCH RUN, MI 48415-8461

Mortgage

Document Number	0000020622
Date	Jul 11, 2017
Instrument	20622

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	11490 ELMS RD, BIRCH RUN, MI 48415-8461
Document Number	0000020623
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11490 ELMS RD BIRCH RUN MI 484158461, BIRCH RUN, MI 48415-8461

Mortgage

Document Number	0000020623
Date	Jul 11, 2017
Instrument	20623

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 11490 Elms Rd was $190 with a homeowner's exemption, up 2.7% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Taymouth Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,100	$186,200
2025	$190.00 (+2.7%) Homeowner's exemption
2024	$185.00
2022	$155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11490 Elms Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11490 Elms Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elms Rd

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