11490 Acton Ln, Waldorf, MD 20601 Property Records

Charles County property record for 11490 Acton Ln, Waldorf, MD 20601

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,640 sqft · built 1988
Lot Size1.71 acres (74,488 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Jun 2005)
Tax Bill$12,936 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-104061

Property Details

APN / Parcel Number

Primary APN06-104061
Alternative APNs
  • 6104061
  • 104061

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,640 sqft Living Area
Gross Area3,172 sqft
1st Floor Area1,560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area74,488 sqft
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area240 sqft
Deck Area532 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number104061
Street Address11490 ACTON LN
CityWALDORF
StateMD
Zip20601-9412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal DescriptionL-17 + .047 AC RESUB L-13 - 14 ACTON SUB
Legal SubdivisionACTON SUB
Legal Block3
Legal Lot Number17
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3003
Census Tract850709

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11490 ACTON LN, WALDORF, MD 20601-9412
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2005 · Amount on Record
Deed SaleJun 22, 2005 · Amount on Record
Prior SaleJun 22, 2005 · Amount on Record
Deed Document Number2005159905
Deed Book / Page5312 / 390
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address11490 ACTON LN, WALDORF, MD 20601-9412
Document Number0109940025
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11490 ACTON LN WALDORF MD 206019412, WALDORF, MD 20601-9412

Mortgage

Document Number0109940025
DateFeb 7, 2020
Book Page010994/000025
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 6, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$479,033 (+13.44%)$484,600 (+3.57%) Land $137,100 Building $347,500
2025$12,936.00 (+142.11%)
2023$5,343.00 Homeowner's exemption$422,267$467,900 Land $137,100 Building $330,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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