1149 Waycross Rd, Cincinnati, OH 45240 Property Records

Hamilton County property record for 1149 Waycross Rd, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,932 sqft · built 1982
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$108,300 (May 1998)
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`591-0012-0224-00`

Property Details

APN / Parcel Number

Primary APN	`591-0012-0224-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	700 sqft
2nd Floor Area	1,232 sqft
Basement Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1149 WAYCROSS RD
City	CINCINNATI
State	OH
Zip	45240-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAYCROSS RD 100 X 140 LOT 70 MODEL CITY SUB SEC6 BLK C
Legal Subdivision	MODEL CITY SUB
Legal Block	C
Legal Lot Number	70
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	3
Census Block	3003
Census Tract	21505

Owner

1149 Waycross Rd is owned and occupied by two individuals who acquired it in August 2015.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1149 WAYCROSS RD, CINCINNATI, OH 45240-3034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 1998 · Amount on File
Deed Sale	May 7, 1998 · Amount on File
Deed Document Number	199879338
Deed Book / Page	7644 / 8402
Last Transfer Date	Aug 27, 2015
Transfer Doc	0000000315
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Apr 23, 2021
Property Address	1149 WAYCROSS RD, CINCINNATI, OH 45240-3034
Document Number	0000051203
Book / Page	14403 / 2072
Map Reference	MB 141 PG 31&32
Instrument Date	Apr 14, 2021
Instrument	2021-0051203
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1149 WAYCROSS RD, CINCINNATI, OH 45240-3034

Mortgage

Document Number	0000051204
Date	Apr 23, 2021
Instrument	2021-0051204

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1149 WAYCROSS RD, CINCINNATI, OH 45240-3034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074425
Date	Aug 16, 2017
Instrument	17-0074425

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1149 WAYCROSS RD, CINCINNATI, OH 45240-3034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083218
Date	Sep 12, 2017
Book Page	13500/00834
Instrument	17-0083218

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1149 Waycross Rd was $3,842, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,842.00 (+2.75%)	$65,289 (-) Land $12,418 Building $52,871	$186,540 Land $35,480 Building $151,060
2024	$3,739.00 (-1.37%)	$65,289 (-) Land $12,418 Building $52,871
2023	$3,791.00 (-1.15%)	$65,289 (+30.55%) Land $12,418 Building $52,871	$186,540 Land $35,480 Building $151,060
2022	$3,835.00 Homeowner's exemption	$50,012 Land $9,342 Building $40,670
2020			$142,890 Land $26,690 Building $116,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1149 Waycross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1149 Waycross Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Waycross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures