1149 W Dean Rd, Temperance, MI 48182 Property Records

Monroe County property record for 1149 W Dean Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$216,500 (Jul 2026)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-027-014-00`

Property Details

APN / Parcel Number

Primary APN	`02-027-014-00`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1149 W DEAN RD
City	TEMPERANCE
State	MI
Zip	48182-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 27 T8S R7E 0.5 A COM 55 FT E OF NW COR OF NE 1/4 OF NE 1/4 TH E 55 FT S 396 FT W 55 FT N 396 FT TO BEG.
Legal Range	07E
Legal Township	08S
Legal Section	27
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1000
Census Tract	833800

Owner

1149 W Dean Rd is owned and occupied by an individual who bought it in July 2026.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	2733 OSPREY LN, LIMA, OH 45805-2376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 4, 2021	Warranty Deed, Construction Loan · Construction Mortgage ROCKET MORTGAGE LLC
Nov 25, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jan 27, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 21, 2017	Fiduciary Deed, Transfer · Conventional Mortgage GLASS CITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Aug 16, 2023 · Amount on File
Deed Document Number	202611587
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 1, 2026
Property Address	1149 W DEAN RD, TEMPERANCE, MI 48182-9271
Document Number	0000011587
Instrument Date	Jun 26, 2026
Instrument	202611587
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	TITLE AGENCY, TRU TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163,998.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011588,
Date	Jul 1, 2026
Instrument	202611588

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 16, 2023
Property Address	1149 W DEAN RD, TEMPERANCE, MI 48182-9271
Document Number	0000012170
Instrument Date	Aug 11, 2023
Instrument	2023R12170
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1149 W DEAN RD, TEMPERANCE, MI 48182-9271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14990 KORTNEY AVE, MONROE, MI 48161-8901

Mortgage

Document Number	0000012171
Date	Aug 16, 2023
Instrument	2023R12171

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

November 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 4, 2021
Property Address	1149 W DEAN RD, TEMPERANCE, MI 48182-9271
Document Number	0000028464
Instrument Date	Oct 29, 2021
Instrument	2021R28464
Transaction Type	Construction Loan
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1149 W DEAN RD, 1149, TEMPERANCE, MI 48182-9271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1149 W DEAN RD, TEMPERANCE, MI 48182-9271

Mortgage

Document Number	0000028465
Date	Nov 4, 2021
Instrument	2021R28465

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 25, 2020
Property Address	1149 W DEAN RD, TEMPERANCE, MI 48182-9271
Document Number	0000025582
Instrument Date	Nov 12, 2020
Instrument	25582
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$903.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6501 SUMMERFIELD RD PETERSBURG MI 492709585, PETERSBURG, MI 49270-9585

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE MI
Recording Date	Jan 27, 2021
Property Address	1149 W DEAN RD, TEMPERANCE, MI 48182-9271
Document Number	0000002574
Instrument Date	Nov 2, 2020
Instrument	2574
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1149 W DEAN RD TEMPERANCE MI 481829271, TEMPERANCE, MI 48182-9271

February 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONROE MI
Recording Date	Feb 21, 2017
Property Address	1149 W DEAN RD, TEMPERANCE, MI 48182-9271
Document Number	2017R03200
Instrument Date	Feb 16, 2017
Instrument	2017R03200
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	887 SANTA FE CT, 887, TEMPERANCE, MI 48182-9141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1149 W DEAN RD, TEMPERANCE, MI 48182-9271

Mortgage

Document Number	0000003201
Date	Feb 21, 2017
Instrument	2017R03201

Lender

Name	GLASS CITY FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1149 W Dean Rd was $1,870 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,100 (+2.81%) Land $73,100	$146,200 (+2.81%) Land $146,200
2025	$1,870.00 Homeowner's exemption	$71,100 Land $71,100	$142,200 Land $142,200
2023	$2,578.00	$57,200	$114,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1149 W Dean Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1989–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1149 W Dean Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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