Chesapeake City property record for 1149 Turtle Rock Trce, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1983 |
| Lot Size | 0.106 acres (4,617 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Nov 2025) |
| Tax Bill | $3,074 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Nov 2019 Line of Credit + 5 more |
| APN | 0282005000040 |
| Primary APN | 0282005000040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,617 sqft (0.106 acres) |
| Lot Dimensions | 105 ft deep x 44 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 220 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1149 TURTLE ROCK TRCE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD: PLANN |
| Legal Description | LOT 143 TURTLE ROCK PHASE 5 GRNBR ZN 5 SEC B PAR 9 |
| Legal Subdivision | CYPRESS,WHITE OAK,TURTLE ROCK,ASHLEY |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20814 |
1149 Turtle Rock Trce is owned and occupied by two individuals who bought it in November 2025.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1149 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2017 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION |
| Nov 18, 2019 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION |
| Oct 11, 2011 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 21, 2009 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT U |
| Nov 25, 2025 | Bargain and Sale Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2023 | Transfer on Death Deed, Transfer |
| Aug 30, 2019 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on File |
| Deed Sale | Nov 25, 2025 · Amount on File |
| Prior Sale | Aug 30, 2019 · Amount on File |
| Deed Document Number | 202527581 |
| Deed Book / Page | 10919 / 1598 |
| Prior Transfer Date | Feb 28, 2023 |
| Prior Transfer Doc | 0000004064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1149 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 09858/1687 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 9858/1687 |
| Instrument | 170032591 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 173 Months |
| Due | Apr 4, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1149 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE & SETTLEMENT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010080/318 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 10080/318 |
| Instrument | 190031692 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 13, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1149 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008505/552 |
|---|---|
| Date | Oct 11, 2011 |
| Book Page | 8505/552 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 173 Months |
| Due | Mar 1, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1149 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007781/270 |
|---|---|
| Date | Apr 21, 2009 |
| Book Page | 7781/270 |
| Name | CHARTWAY FEDERAL CREDIT U |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 15, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 25, 2025 |
| Property Address | 1149 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816 |
| Document Number | 10919/1598 |
| Book / Page | 10919 / 1598 |
| Map Reference | MB 70 PG 2 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 250027581 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | SOLARIS TITLE AND ESCROW LLC, FORTIS TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1149 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816 |
| Document Number | 0250027582 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 250027582 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 1, 2023 |
| Property Address | 1149 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816 |
| Document Number | 10641/1788 |
| Book / Page | 10641 / 1788 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 230004064 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 30, 2019 |
| Property Address | 1149 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816 |
| Document Number | 10050/1039 |
| Book / Page | 10050 / 1039 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 190023197 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1149 TURTLE ROCK TRCE, CHESAPEAKE, VA 23320-2816 |
The 2025 property tax bill for 1149 Turtle Rock Trce was $3,074, up 4.8% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,300 (+11.47%) Land $165,000 Building $174,300 | $339,300 (+11.47%) Land $165,000 Building $174,300 | |
| 2025 | $3,074.00 (+4.84%) | $304,400 Land $155,000 Building $149,400 | $304,400 Land $155,000 Building $149,400 |
| 2024 | $2,932.00 | ||
| 2023 | $272,200 (+5.38%) Land $120,000 Building $152,200 | $272,200 (+5.38%) Land $120,000 Building $152,200 | |
| 2022 | $258,300 Land $105,000 Building $153,300 | $258,300 Land $105,000 Building $153,300 | |
| 2019 | $2,227.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1149 Turtle Rock Trce; 9 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 1149 Turtle Rock Trce, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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